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120 Stephen Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 120 Stephen Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,368 sqft Living Area
Lot Size1,133 sqft (0.026 acres)
GarageAttached, 252 sqft
Last Sale$1,055,000 (2024)
Tax Bill$13,605.00 (2025)

Property Details

APN / Parcel Number

Primary APN042-142-47
Alternative APN
  • 042-142-47-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,368 sqft Living Area
Gross Area1,620 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2015
Architectural StyleTownhouse Style
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area1,133 sqft (0.026 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area252 sqft Garage
Deck Area230 sqft Deck
Patio Area230 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address120 STEPHEN RD
CityAPTOS
StateCA
Zip95003-4525
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTRACT 906 LOT 7
Legal SubdivisionDEL MAR TWNHSES TR #906
Legal Tract906
Legal Lot Number7
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup3
Census Block3024
Census Tract122205

Owner

Source: Santa Cruz County records · APN 042-142-47

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address552 BEAN CREEK RD, SCOTTS VALLEY, CA 95066-3325
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 01, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
DIRECTORS MORTGAGE INC
Apr 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC
Jan 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2024 · Amount on Record
Deed SaleMay 28, 2024 · Amount on Record
Prior SaleMay 22, 2015 · Amount on Record
Deed Doc Number20249914
Prior Transfer DateOct 27, 2021
Prior Transfer Doc0000054508
Record RefreshedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address120 STEPHEN RD, APTOS, CA 95003-4525
Transaction TypeMortgage
Record UpdatedSep 26, 2025
Title CompanyUNKNOWN, ROCKET CLOSE LLC RESIDENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 STEPHEN RD, APTOS, CA 95003-4525

Mortgage

Document Number0000017638
DateAug 22, 2025
Instrument2025-0017638
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateNov 01, 2021
Property Address120 STEPHEN RD, APTOS, CA 95003-4525
Document Number0000054508
Map ReferenceVOL 69 PG 45
Instrument DateOct 27, 2021
Instrument2021-0054508
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyAMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address120 STEPHEN RD, APTOS, CA 95003-4525

Mortgage

Document Number0000054509
DateNov 01, 2021
Instrument2021-0054509
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address120 STEPHEN RD, APTOS, CA 95003-4525
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041628
DateDec 31, 2019
Instrument2019-0041628
Lender
NameDIRECTORS MORTGAGE INC
TypeMortgage Company
AddressLAKE OSWEGO, OR 97035
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address120 STEPHEN RD, APTOS, CA 95003-4525
Document Number0000011936
Instrument DateApr 25, 2019
Transaction TypeMortgage
Record UpdatedMay 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address120 STEPHEN RD APTOS CA 950034525, APTOS, CA 95003-4525

Mortgage

Document Number0000011936
DateMay 07, 2019
Instrument11936
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 06, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 16, 2019
Property Address120 STEPHEN RD, APTOS, CA 95003-4525
Document Number0000001315
Instrument DateDec 15, 2018
Instrument1315
Transaction TypeTransfer
Record UpdatedFeb 01, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address120 STEPHEN RD APTOS CA 950034525, APTOS, CA 95003-4525

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address120 STEPHEN RD, APTOS, CA 95003-4525
Document Number0000000590
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedJan 26, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address100 ARAPAHO CIR SAN RAMON CA 945832496, SAN RAMON, CA 94583-2496

Mortgage

Document Number0000000590
DateJan 08, 2018
Instrument590
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 07, 2033

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,097,623 (+2%) Land $823,217 Building $274,406
2025$13,605.00 (+59.05%)$1,076,100 (+56.56%) Land $807,075 Building $269,025
2023$8,554.00 (+2.09%) Homeowner's exemption$687,323 Land $512,034 Building $175,289$798,030
2022$8,379.00

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