131 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 131 Schramm Loop, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,992 sqft · built 2015
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Mar 2022)
Tax Bill	$2,084 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`756-2-6`

Property Details

APN / Parcel Number

Primary APN	`756-2-6`
Alternative APN	`8049416`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	979 sqft
Basement Area	739 sqft
Finished Basement	739 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	21 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049416
Street Address	131 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RATR
Legal Description	THE TOWNES AT TASKER L6S2
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	6
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Aug 31, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Dec 16, 2015 · Amount on Record
Deed Document Number	20223283
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	0000008636
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 15, 2022
Property Address	131 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6012
Document Number	0000003283
Instrument Date	Mar 15, 2022
Instrument	220003283
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 KASSIE LN, WINCHESTER, VA 22602-6479

Mortgage

Document Number	0000003284
Date	Mar 15, 2022
Instrument	220003284

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 31, 2018
Property Address	131 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6012
Document Number	0000008636
Instrument Date	Jul 18, 2018
Instrument	8636
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SCHRAMM LOOP STEPHENS CITY VA 226556012, STEPHENS CITY, VA 22655-6012

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,084.00 (+10.38%)	$393,300 Land $68,000 Building $325,300	$393,300 Land $68,000 Building $325,300
2025	$1,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Glo Fiber.

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