135 Ridgecrest Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 135 Ridgecrest Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,552 sqft · built 1966
Lot Size	0.341 acres (14,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jan 2025)
Tax Bill	$6,821 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-54-0617`

Property Details

APN / Parcel Number

Primary APN	`16Q-54-0617`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	1,144 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,850 sqft (0.341 acres)
Lot Dimensions	76 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	144 sqft
Patio Area	192 sqft
Balcony Area	80 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	135 RIDGECREST DR
City	CHESTERFIELD
State	MO
Zip	63017-2653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES 2ND ADDITION LOT 135
Legal Subdivision	RIVER BEND ESTATES 2ND ADDITION
Legal Lot Number	135
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2011
Census Tract	215105

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 RIDGECREST DR, CHESTERFIELD, MO 63017-2653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit MONTGOMERY BANK NA
Jan 16, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Feb 16, 2024	Warranty Deed, Transfer · Line of Credit BDS 44 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	Feb 16, 2024 · Amount on Record
Deed Document Number	2025388
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	135 RIDGECREST DR, CHESTERFIELD, MO 63017-2653
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 RIDGECREST DR, CHESTERFIELD, MO 63017-2653

Mortgage

Document Number	2022033000750
Date	Mar 30, 2022
Instrument	2022033000750

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 16, 2025
Property Address	135 RIDGECREST DR, CHESTERFIELD, MO 63017-2653
Document Number	2025011600388
Map Reference	MB 105 PG 80
Instrument Date	Jan 13, 2025
Instrument	2025011600388
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 SPRING MEADOW DR, WENTZVILLE, MO 63385-3447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	135 RIDGECREST DR, CHESTERFIELD, MO 63017-2653

Mortgage

Document Number	2025011600389
Date	Jan 16, 2025
Instrument	2025011600389

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 16, 2024
Property Address	135 RIDGECREST DR, CHESTERFIELD, MO 63017-2653
Document Number	2024021600123
Map Reference	MB 105 PG 80
Instrument Date	Feb 13, 2024
Instrument	2024021600123
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 SPRING MEADOW DR, WENTZVILLE, MO 63385-3447
Investor	Possibly a Property Investor

Mortgage

Document Number	2024021600124
Date	Feb 16, 2024
Instrument	2024021600124

Lender

Name	BDS 44 LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,230 (-) Land $44,020 Building $65,210	$574,900 (-) Land $231,700 Building $343,200
2025	$6,821.00 (+55.31%)	$109,230 (+64.68%) Land $44,020 Building $65,210	$574,900 (+64.68%) Land $231,700 Building $343,200
2024	$4,392.00 (+4.25%)
2023	$4,213.00 (-1.15%)	$66,330 (+7.89%) Land $27,400 Building $38,930	$349,100 (+7.88%) Land $144,200 Building $204,900
2022	$4,262.00	$61,480 Land $23,480 Building $38,000
2021			$323,600 Land $123,600 Building $200,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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