132 Ridgecrest Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 132 Ridgecrest Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,160 sqft · built 1964
Lot Size	0.422 acres (18,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2010)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16Q-54-0516`

Property Details

APN / Parcel Number

Primary APN	`16Q-54-0516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,160 sqft Living Area
Gross Area	3,991 sqft
1st Floor Area	1,895 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	18,382 sqft (0.422 acres)
Lot Dimensions	43 ft deep x 129 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	132 RIDGECREST DR
City	CHESTERFIELD
State	MO
Zip	63017-2653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES 1ST ADDITION LOT 132
Legal Subdivision	RIVER BEND ESTATES 1ST ADDITION
Legal Lot Number	132
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2011
Census Tract	215105

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 RIDGECREST DR, CHESTERFIELD, MO 63017-2653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS
Aug 9, 2019	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2010 · Amount on Record
Deed Sale	Sep 3, 2010 · Amount on Record
Prior Sale	Nov 29, 2006 · Amount on Record
Deed Document Number	20101102
Deed Book / Page	19097 / 2742
Last Transfer Date	Jun 21, 2012
Transfer Doc	0200440229
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	132 RIDGECREST DR, CHESTERFIELD, MO 63017-2653
Document Number	0240563390
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 RIDGECREST DR CHESTERFIELD MO 630172653, CHESTERFIELD, MO 63017-2653

Mortgage

Document Number	0240563390
Date	May 21, 2020
Book Page	024056/003390
Instrument	457

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	132 RIDGECREST DR, CHESTERFIELD, MO 63017-2653
Document Number	0236581216
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 RIDGECREST DR CHESTERFIELD MO 630172653, CHESTERFIELD, MO 63017-2653

Mortgage

Document Number	0236581216
Date	Aug 16, 2019
Book Page	023658/001216
Instrument	220

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,840 (-) Land $45,580 Building $29,260	$393,900 (-) Land $239,900 Building $154,000
2025	$4,683.00 (-3.98%)	$74,840 (+1.53%) Land $45,580 Building $29,260	$393,900 (+1.55%) Land $239,900 Building $154,000
2024	$4,877.00 (+4.25%)
2023	$4,678.00 (+20.07%)	$73,710 (+31.16%) Land $28,390 Building $45,320	$387,900 (+31.14%) Land $149,400 Building $238,500
2022	$3,896.00	$56,200 Land $24,320 Building $31,880
2021			$295,800 Land $128,000 Building $167,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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