135 Ramon Ct, Galt, CA 95632 Property Records

Sacramento County property record for 135 Ramon Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,690 sqft · built 1983
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Apr 2022)
Tax Bill	$6,203 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2022 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`148-0301-054-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0301-054-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,400 sqft (0.193 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	135 RAMON CT
City	GALT
State	CA
Zip	95632-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EMERALD PARK 16, LOT 35
Legal Subdivision	EMERALD PARK 16
Legal Lot Number	35
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2018
Census Tract	9502

Owner

135 Ramon Ct is owned and occupied by two individuals who bought it in April 2022.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	135 RAMON CT, GALT, CA 95632-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 6, 2022	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 6, 2022	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2020	Quit Claim Deed, Transfer · VA Mortgage GENEVA FIN'L
Aug 29, 2019	Grant Deed, Transfer · VA Mortgage CHERRY CREEK MTG
May 14, 2019	Grant Deed, Construction Loan · Line of Credit DEUTSCHE BK AG/NY BRANCH
May 31, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Prior Sale	Jun 17, 2020
Deed Book / Page	20220406 / 521
Prior Transfer Date	Apr 9, 2007
Prior Transfer Doc	0000001444
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	135 RAMON CT, GALT, CA 95632-2314
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 RAMON CT, GALT, CA 95632-2314

Mortgage

Document Number	0000001033
Date	Mar 10, 2021
Instrument	202103101033

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	135 RAMON CT, GALT, CA 95632-2314
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 DIPPER WAY, ELK GROVE, CA 95758-5213

Mortgage

Document Number	0000000524
Date	Apr 6, 2022
Instrument	2022040600524

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 30, 2052

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2022
Property Address	135 RAMON CT, GALT, CA 95632-2314
Document Number	0000000520
Map Reference	MB 132 PG 12
Instrument Date	Apr 2, 2022
Instrument	2022040600520
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3619 60TH ST, SACRAMENTO, CA 95820-2414

Mortgage

Document Number	0000000523
Date	Apr 6, 2022
Instrument	2022040600523

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 30, 2052

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2022
Property Address	135 RAMON CT, GALT, CA 95632-2314
Document Number	0000000521
Map Reference	MB 132 PG 12
Instrument Date	Mar 30, 2022
Instrument	2022040600521
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	135 RAMON CT, GALT, CA 95632-2314

Mortgage

Document Number	0000000522
Date	Apr 6, 2022
Instrument	2022040600522

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000000524
Date	Apr 6, 2022
Instrument	2022040600524

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 30, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	135 RAMON CT, GALT, CA 95632-2314
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 RAMON CT, GALT, CA 95632-2314

Mortgage

Document Number	3100000001033
Date	Mar 10, 2021
Book Page	20210310/1033

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 17, 2020
Property Address	135 RAMON CT, GALT, CA 95632-2314
Document Number	2006170782
Instrument Date	Jun 12, 2020
Instrument	2006170782
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	135 RAMON CT GALT CA 956322314, GALT, CA 95632-2314

Mortgage

Document Number	2006170783
Date	Jun 17, 2020
Instrument	2006170783

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 29, 2019
Property Address	135 RAMON CT, GALT, CA 95632-2314
Document Number	1908291428
Instrument Date	Aug 21, 2019
Instrument	1908291428
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	135 RAMON CT GALT CA 956322314, GALT, CA 95632-2314

Mortgage

Document Number	1908291429
Date	Aug 29, 2019
Instrument	1908291429

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 14, 2019
Property Address	135 RAMON CT, GALT, CA 95632-2314
Document Number	1905141034
Instrument Date	May 1, 2019
Instrument	1905141034
Transaction Type	Construction Loan
Record Updated	May 28, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$380.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	1905141035
Date	May 14, 2019
Instrument	1905141035

Lender

Name	DEUTSCHE BK AG/NY BRANCH
Type	Bank
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 13, 2020

Interest

Rate Type	Adjustable Rate

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 31, 2017
Property Address	135 RAMON CT, GALT, CA 95632-2314
Document Number	0000001597
Book / Page	20170531 / 1597
Map Reference	MB 132 PG 12
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 RAMON CT, GALT, CA 95632-2314

Mortgage

Document Number	, 20170531/1598
Date	May 31, 2017
Instrument	20170531/1598

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 135 Ramon Ct was $6,203 with a homeowner's exemption, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,450 (+2%) Land $129,890 Building $427,560
2025	$6,203.00 (+4.52%) Homeowner's exemption	$546,521 Land $127,344 Building $419,177
2024	$5,935.00 (+1.73%)
2023	$5,834.00 (+45.34%) Homeowner's exemption	$525,300 Land $122,400 Building $402,900
2022	$4,014.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 135 Ramon Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Ramon Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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