134 Ramon Ct, Galt, CA 95632 Property Records

Sacramento County property record for 134 Ramon Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,914 sqft · built 1980
Lot Size	0.193 acres (8,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Feb 2013)
Tax Bill	$3,185 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0301-045-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0301-045-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,418 sqft (0.193 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Pool Area	18,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	134 RAMON CT
City	GALT
State	CA
Zip	95632-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EMERALD PARK 16, LOT 26
Legal Subdivision	EMERALD PARK 16
Legal Lot Number	26
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2018
Census Tract	9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 RAMON CT, GALT, CA 95632-2314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Aug 14, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage WESTCOAST MTG GRP & REALTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2013 · Amount on Record
Deed Sale	Feb 15, 2013 · Amount on Record
Prior Sale	Dec 17, 2009 · Amount on Record
Deed Book / Page	20130215 / 1127
Last Transfer Date	Aug 8, 2017
Transfer Doc	8140000000571
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	134 RAMON CT, GALT, CA 95632-2314
Document Number	2011101527
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	134 RAMON CT GALT CA 956322314, GALT, CA 95632-2314

Mortgage

Document Number	2011101527
Date	Nov 10, 2020
Instrument	2011101527

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 14, 2017
Property Address	134 RAMON CT, GALT, CA 95632-2314
Document Number	1708140571
Instrument Date	Aug 8, 2017
Instrument	1708140571
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	134 RAMON CT GALT CA 956322314, GALT, CA 95632-2314

Mortgage

Document Number	1708140572
Date	Aug 14, 2017
Instrument	1708140572

Lender

Name	WESTCOAST MTG GRP & REALTY
Address	SACRAMENTO, CA 95818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,599 (+2%) Land $50,235 Building $232,364
2025	$3,185.00 (+4.46%)	$277,058 (+4.04%) Land $49,250 Building $227,808
2024	$3,049.00 (+1.74%)
2023	$2,997.00 (+4.21%)	$266,302 Land $47,339 Building $218,963
2022	$2,876.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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