Union County and Summit City property record for 135 Orchard St, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,426 sqft · built 1958 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jan 2014) |
| Tax Bill | $8,361 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 18-03912-0000-00009 |
| Primary APN | 18-03912-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,426 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,665 sqft (0.153 acres) |
| Old Parcel Number | 1800023C00002B |
|---|---|
| Street Address | 135 ORCHARD ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | SUMMIT |
| Legal Block | 3912 |
| Legal Lot Number | 9 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 38000 |
135 Orchard St is owned and occupied by two individuals who bought it in January 2014.
Source: Union County and Summit City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 135 ORCHARD ST, SUMMIT, NJ 07901-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Dec 17, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 18, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2014 · Amount on File |
| Deed Sale | Jan 21, 2014 · Amount on File |
| Deed Book / Page | 5989 / 169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 135 ORCHARD ST, SUMMIT, NJ 07901-4218 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 135 ORCHARD ST, SUMMIT, NJ 07901-4218 |
| Document Number | 0151022811 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 15102/2811 |
| Instrument | 25098 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 1, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 135 ORCHARD ST, SUMMIT, NJ 07901-4218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | MAIN STREET TITLE |
| Name | Verified Name |
|---|
| Document Number | 0148712117 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 14871/2117 |
| Instrument | 2766 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 135 ORCHARD ST, SUMMIT, NJ 07901-4218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0145160658 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 14516/0658 |
| Instrument | 666736 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DOVER PLAINS, NY 12522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 135 ORCHARD ST, SUMMIT, NJ 07901-4218 |
| Document Number | 0043750471 |
| Instrument Date | Nov 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 135 ORCHAD ST SUMMIT NJ 07901, SUMMIT, NJ 07901 |
| Document Number | 0043750471 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 004375/000471 |
| Instrument | 650341 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PW 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 135 Orchard St was $8,361, up 2.7% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,000 (-) Land $67,000 Building $120,000 | $187,000 (-) Land $67,000 Building $120,000 | |
| 2025 | $8,361.00 (+2.65%) | $187,000 Land $67,000 Building $120,000 | $187,000 Land $67,000 Building $120,000 |
| 2024 | $8,145.00 | ||
| 2023 | $187,000 Land $67,000 Building $120,000 | $187,000 Land $67,000 Building $120,000 | |
| 2022 | $8,009.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 135 Orchard St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 Orchard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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