Union County and Summit City property record for 121 Orchard St, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,112 sqft · built 1923 |
| Lot Size | 0.238 acres (10,350 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,474 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03913-0000-00004 |
| Primary APN | 18-03913-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,112 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,350 sqft (0.238 acres) |
| Lot Dimensions | 150 ft deep x 69 ft wide |
| Old Parcel Number | 1800023B00003 |
|---|---|
| Street Address | 121 ORCHARD ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 3913 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 38000 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 ORCHARD ST, SUMMIT, NJ 07901-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Dec 17, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2015 |
| Transfer Doc | 0060650520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 121 ORCHARD ST, SUMMIT, NJ 07901-4217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0145860823 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 14586/0823 |
| Instrument | 677287 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 121 ORCHARD ST, SUMMIT, NJ 07901-4217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146290510 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 14629/0510 |
| Instrument | 683469 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,900 (-) Land $79,600 Building $132,300 | $211,900 (-) Land $79,600 Building $132,300 | |
| 2025 | $9,474.00 (+2.64%) | $211,900 (-) Land $79,600 Building $132,300 | $211,900 (-) Land $79,600 Building $132,300 |
| 2024 | $9,230.00 (+1.71%) | ||
| 2023 | $211,900 Land $79,600 Building $132,300 | $211,900 Land $79,600 Building $132,300 | |
| 2022 | $9,075.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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