135 Main St, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 135 Main St, Worcester, NY 12197

Property Summary

Property Type	Duplex
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Apr 2022)
Tax Bill	$4,006 (2025)
Deeds & Mortgages	Feb 2023 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`366600 199.18-1-15.00`

Property Details

APN / Parcel Number

Primary APN	`366600 199.18-1-15.00`
Alternative APNs	`660019901800010150000000` `480519012`

Exterior

Architectural Style	Duplex Single
Lot Area	10,454 sqft (0.24 acres)
Lot Width	88 ft Width

Location & Zoning

Account Number	480519012
Street Address	135 MAIN ST
City	WORCESTER
State	NY
Zip	12197-3510
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RHD
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3009
Census Tract	590702

Owner

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	135 MAIN ST, WORCESTER, NY 12197-3510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 22, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	20222223
Last Transfer Date	Feb 10, 2023
Transfer Doc	0000000074
Record Updated	Jun 8, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Feb 10, 2023
Property Address	135 MAIN ST, WORCESTER, NY 12197-3510
Document Number	0000000074
Instrument Date	Feb 10, 2023
Instrument	2023-574
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	135 MAIN ST, WORCESTER, NY 12197-3510

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Apr 22, 2022
Property Address	135 MAIN ST, WORCESTER, NY 12197-3510
Document Number	0000000223
Instrument Date	Apr 22, 2022
Instrument	2022-2223
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2767 US HIGHWAY 89 S, EMIGRANT, MT 59027-6027

Mortgage

Document Number	0000000224
Date	Apr 22, 2022
Instrument	2022-2224

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	135 MAIN ST, WORCESTER, NY 12197-3510
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	249
Date	Mar 5, 2021
Instrument	2021-1249

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,006.00	$67,000 (-) Land $9,800 Building $57,200	$163,017 (+11.92%) Land $23,844 Building $139,173
2023		$67,000 Land $9,800 Building $57,200	$145,652 Land $21,304 Building $124,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures