Otsego County and Worcester Town property record for 121 Main St, Worcester, NY 12197
| Property Type | Apartments (5+ Units) |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Last Sale | $142,500 (May 2008) |
| Tax Bill | $5,371 (2026) |
| Deeds & Mortgages | Jul 2020 Sale Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 199.17-1-43.00 |
| Primary APN | 366600 199.17-1-43.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|---|
| Lot Dimensions | 70 ft deep x 175 ft wide |
| Account Number | 480625002 |
|---|---|
| Street Address | 121 MAIN ST |
| City | WORCESTER |
| State | NY |
| Zip | 12197 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RHD |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 590702 |
Source: Otsego County and Worcester Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 707 WESTKILL RD, JEFFERSON, NY 12093-3101 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 1, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2008 · Amount on Record |
| Deed Sale | May 23, 2008 · Amount on Record |
| Prior Sale | Jan 5, 2005 · Amount on Record |
| Deed Book / Page | 1114 / 1104 |
| Prior Transfer Date | Jan 21, 2005 |
| Prior Transfer Doc | 0010720306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 1, 2020 |
| Property Address | 121 MAIN ST, WORCESTER, NY 12197 |
| Document Number | 0000002649 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 2649 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2690 COUNTY HIGHWAY 35 SCHENEVUS NY 121552409, SCHENEVUS, NY 12155-2409 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 121 MAIN ST, WORCESTER, NY 12197 |
| Document Number | 0000004489 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 121 MAIN ST WORCESTER NY 12197, WORCESTER, NY 12197 |
| Document Number | 0000004489 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 4489 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,371.00 (+0.58%) | ||
| 2025 | $5,340.00 | $88,500 (-) Land $10,600 Building $77,900 | $215,328 (+11.92%) Land $25,791 Building $189,537 |
| 2023 | $88,500 Land $10,600 Building $77,900 | $192,391 Land $23,043 Building $169,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2015 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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