Watauga County property record for 135 Locust Ridge Rd, Beech Mountain, NC 28604
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Jul 2021) |
| Tax Bill | $85 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-27-1296-000 |
| Primary APN | 1950-27-1296-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|
| Lot Area | 19,602 sqft (0.45 acres) |
|---|
| Water Source | Commercial |
|---|
| Account Number | 1860234 |
|---|---|
| Street Address | 135 LOCUST RIDGE RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8124 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS C 486 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 921000 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 937 TIDALWALK DR, WILMINGTON, NC 28409-4968 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOME1ST LENDING, LLC. |
| Jan 11, 2024 | Intrafamily Transfer, Transfer |
| Jul 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Deed Document Number | 2021708663 |
| Deed Book / Page | 2204 / 781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jul 27, 2026 |
| Property Address | 135 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124 |
| Document Number | 0000761773 |
| Book / Page | 2495 / 326 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026761773 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11350 78TH ST E, PARRISH, FL 34219-2746 |
| Document Number | 0000761773, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 2495/326 |
| Instrument | 2026761773 |
| Name | HOME1ST LENDING, LLC. |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jan 11, 2024 |
| Property Address | 135 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124 |
| Document Number | 0023680410 |
| Book / Page | 2368 / 410 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 737753 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 937 TIDALWALK DR, WILMINGTON, NC 28409-4968 |
| Name | Verified Name |
|---|---|
| Address | 937 TIDALWALK DR, WILMINGTON, NC 28409-4968 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jul 13, 2021 |
| Property Address | 135 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124 |
| Document Number | 0022040781 |
| Book / Page | 2204 / 781 |
| Map Reference | MB 7 PG 25 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 708663 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 557 SEVILLA DR, 557, SAINT AUGUSTINE, FL 32086-7829 |
| Name | Verified Name |
|---|---|
| Address | 937 TIDALWALK DR, WILMINGTON, NC 28409-4968 |
| Document Number | 0000708664 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 708664 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,000 (-) Land $27,000 | ||
| 2025 | $85.00 | $27,000 (-) Land $27,000 | |
| 2024 | $27,000 Land $27,000 | ||
| 2023 | $27,000 Land $27,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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