133 Locust Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 133 Locust Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,824 sqft · built 1973
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Jul 2026)
Tax Bill$1,239 (2025)
Deeds & MortgagesJul 2026 Sale
Jul 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN1950-27-1178-000

Property Details

APN / Parcel Number

Primary APN1950-27-1178-000
Alternative APNs
  • 1838840
  • 1860234

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,824 sqft Living Area
1st Floor Area576 sqft
Basement Area576 sqft
Finished Basement576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Patio Area326 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1860234
Street Address133 LOCUST RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS C 487
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1024
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11350 78TH ST E, PARRISH, FL 34219-2746
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 27, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 11, 2024Intrafamily Transfer, Transfer
Jul 13, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2026 · Amount on Record
Deed SaleJul 27, 2026 · Amount on Record
Prior SaleJul 13, 2021 · Amount on Record
Deed Document Number2026761772
Deed Book / Page2495 / 324
Prior Transfer DateJan 11, 2024
Prior Transfer Doc0023680410
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJul 27, 2026
Property Address133 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124
Document Number0000761774
Book / Page2495 / 342
Instrument DateJul 27, 2026
Instrument2026761774
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11350 78TH ST E, PARRISH, FL 34219-2746

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJul 27, 2026
Property Address133 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124
Document Number0000761772
Book / Page2495 / 324
Instrument DateJul 22, 2026
Instrument2026761772
Transaction TypeTransfer
Record UpdatedAug 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$104,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11350 78TH ST E, PARRISH, FL 34219-2746

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWATAUGA NC
Recording DateJan 11, 2024
Property Address133 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124
Document Number0023680410
Book / Page2368 / 410
Map ReferenceMB 7 PG 25
Instrument DateJan 11, 2024
Instrument737753
Transaction TypeTransfer
Record UpdatedJan 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address937 TIDALWALK DR, WILMINGTON, NC 28409-4968

Transferred To (Grantee/Buyer)

NameVerified Name
Address937 TIDALWALK DR, WILMINGTON, NC 28409-4968

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJul 13, 2021
Property Address133 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124
Document Number0022040781
Book / Page2204 / 781
Map ReferenceMB 7 PG 25
Instrument DateJul 8, 2021
Instrument708663
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address557 SEVILLA DR, 557, SAINT AUGUSTINE, FL 32086-7829

Transferred To (Grantee/Buyer)

NameVerified Name
Address937 TIDALWALK DR, WILMINGTON, NC 28409-4968

Mortgage

Document Number0000708664
DateJul 13, 2021
Instrument708664
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,700 (-) Land $25,400 Building $328,300
2025$1,239.00 (-64.87%)$353,700 (-) Land $25,400 Building $328,300
2024$3,527.00$353,700 Land $25,400 Building $328,300
2023$353,700 Land $25,400 Building $328,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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