135 Inverness Dr, Graford, TX 76449 Property Records

Palo Pinto County property record for 135 Inverness Dr, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	2,293 sqft · built 2006
Lot Size	0.104 acres (4,530 sqft)
Owner	2 Individual Names on File
Last Sale	$278,500 (May 2017)
Tax Bill	$6,760 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000013213`

Property Details

APN / Parcel Number

Primary APN	`R000013213`
Alternative APN	`110251524`

Interior

Building Area	2,293 sqft Living Area
Upper Floors Area	1,468 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	4,530 sqft (0.104 acres)
Garage Area	551 sqft
Porch	Porch
Porch Area	154 sqft
Patio Area	941 sqft

Location & Zoning

Account Number	R000013213
Street Address	135 INVERNESS DR
City	GRAFORD
State	TX
Zip	76449-5134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFS PHASE VII LOT 43 G#C0250-07-00000-043-00-0
Legal Subdivision	CLIFFS PHASE VII
Legal Phase	7
Legal Lot Number	43
Jurisdiction	PALO PINTO TX
Township / Civil Division	STRAWN-GORDON
Census Block Group	2
Census Block	2004
Census Tract	200

Owner

135 Inverness Dr is owned by two individuals who bought it in May 2017.

Source: Palo Pinto County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 CHATEAU DR, ALEDO, TX 76008-6471
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage CELTIC BANK CORPORATION
May 9, 2017	Vendor's Lien, Transfer · Seller Carry-Back FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Document Number	20172251
Deed Book / Page	2185 / 170
Prior Transfer Date	May 8, 2017
Prior Transfer Doc	2185/0170
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	135 INVERNESS DR, GRAFORD, TX 76449-5134
Transaction Type	Mortgage
Record Updated	Jan 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2296/0682
Date	Dec 10, 2019
Book Page	2296/0682
Instrument	2019-00005988

Lender

Name	CELTIC BANK CORPORATION
Type	Lending Institution
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 6, 2029

Interest

Rate Type	Adjustable Rate

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	May 9, 2017
Property Address	135 INVERNESS DR, GRAFORD, TX 76449-5134
Document Number	2185/0170
Book / Page	2185 / 0170
Map Reference	VOL 7 PG 58
Instrument Date	May 8, 2017
Instrument	2017-00002251
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5613 S COUNTY ROAD 1185, 5613, MIDLAND, TX 79706-7682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CHATEAU DR, ALEDO, TX 76008-6471

Mortgage

Document Number	201700002252
Date	May 9, 2017
Instrument	2017-00002252

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 135 Inverness Dr was $6,760, up 12% from the year before.

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Palo Pinto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,760.00 (+12.01%)	$519,560 Land $29,510 Building $490,050	$519,560 Land $29,510 Building $490,050
2024	$6,035.00 (+17.3%)
2023	$5,145.00 (-11.99%)	$379,540 Land $29,510 Building $350,030	$379,540 Land $29,510 Building $350,030
2022	$5,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Inverness Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Inverness Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE CLIFFS private · serves 1,115 people · EPA ID TX1820061
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.86 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2025 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	Corrosion control Apr 2018 Lead public education Dec 2017
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband Fixed Wireless	100 / 50

May also be available: AT&T, Nextlink, T-Mobile, Verizon.

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