Hamilton County property record for 135 E Laredo Way S, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,202 sqft · built 1991 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $366,400 (Jun 2020) |
| Tax Bill | $5,148 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-14-305-016.000-015 |
| Primary APN | 29-09-14-305-016.000-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,202 sqft Living Area |
| Gross Area | 4,482 sqft |
| 1st Floor Area | 3,418 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 648 sqft |
| Unfinished Basement | 216 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 1,064 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 135 E LAREDO WAY S |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-5162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 14, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 9, LOT 516 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 14 |
| Legal Subdivision | VILLAGE FARMS SECTION 9 |
| Legal Block | 9 |
| Legal Lot Number | 516 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | WESTFIELD WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 110404 |
135 E Laredo Way S is owned and occupied by an individual who bought it in June 2020.
Source: Hamilton County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 135 E LAREDO WAY S, CARMEL, IN 46032-5162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage DO NO USE, CARRINGTON MORTGAGE SERVICES |
| Jul 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 19, 2020 | Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on File |
| Deed Sale | Jun 19, 2020 · Amount on File |
| Prior Sale | Apr 3, 2012 · Amount on File |
| Deed Document Number | 202038241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 16, 2026 |
| Property Address | 135 E LAREDO WAY S, CARMEL, IN 46032-5162 |
| Document Number | 0000031933 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202631933 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | DO NO USE, CARRINGTON MORTGAGE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 135 E LAREDO WAY S, CARMEL, IN 46032-5162 |
| Document Number | 0000031933, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202631933 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Jul 1, 2050 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 135 E LAREDO WAY S, CARMEL, IN 46032-5162 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 135 E LAREDO WAY S, CARMEL, IN 46032-5162 |
| Document Number | 0000034182 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022034182 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 19, 2020 |
| Property Address | 135 E LAREDO WAY S, CARMEL, IN 46032-5162 |
| Document Number | 2020038241 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020038241 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 E LAREDO WAY S, CARMEL, IN 46032-5162 |
| Document Number | 2020038242 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020038242 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Westfield Washington Township |
| Municipality | Westfield City |
| Unified School District | Westfield-Washington Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469,600 Land $85,000 Building $384,600 | $469,600 Land $85,000 Building $384,600 | |
| 2024 | $5,148.00 (+5.38%) | ||
| 2023 | $4,885.00 (+6.68%) Homeowner's exemption | $429,200 (+10.53%) Land $65,000 Building $364,200 | $429,200 (+10.53%) Land $65,000 Building $364,200 |
| 2022 | $4,579.00 Homeowner's exemption | $388,300 Land $65,000 Building $323,300 | $388,300 Land $65,000 Building $323,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 135 E Laredo Way S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 E Laredo Way S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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