129 E Laredo Way S, Carmel, IN 46032 Property Records

Hamilton County property record for 129 E Laredo Way S, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,355 sqft · built 1991
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Tax Bill$5,120 (2024)
Deeds & MortgagesApr 2020 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-14-304-006.000-015

Property Details

APN / Parcel Number

Primary APN29-09-14-304-006.000-015
Alternative APNs
  • 290914304006000029
  • 0809140304006000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,355 sqft Living Area
1st Floor Area1,396 sqft
2nd Floor Area1,259 sqft
Basement Area1,028 sqft
Finished Basement700 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions155 ft deep x 100 ft wide
Garage TypeAttached
Garage Area563 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0809140304006000
Old Parcel Number290914304006000029
Street Address129 E LAREDO WAY S
CityCARMEL
StateIN
Zip46032-5162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .38, SECTION 14, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 8, LOT 515
Legal Range03
Legal Township18
Legal Section14
Legal SubdivisionVILLAGE FARMS
Legal Block8
Legal Lot Number515
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2027
Census Tract110404

Owner

129 E Laredo Way S is owned and occupied by an individual who acquired it in September 2019.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address129 E LAREDO WAY S, CARMEL, IN 46032-5162
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage
KELLER MTG
Sep 4, 2019Warranty Deed, Transfer · Conventional Mortgage
KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2019
Deed SaleSep 4, 2019
Prior SaleAug 8, 2006
Deed Document Number2019041450
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address129 E LAREDO WAY S, CARMEL, IN 46032-5162
Document Number0000023901
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedJul 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address129 E LAREDO WAY S CARMEL IN 460325162, CARMEL, IN 46032-5162

Mortgage

Document Number0000023901
DateApr 27, 2020
Instrument23901
Lender
NameKELLER MTG
TypeMortgage Company
AddressDUBLIN, OH 43016
Agreement
AmountAmount on Record
Term360 Months
DueApr 26, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateSep 4, 2019
Property Address129 E LAREDO WAY S, CARMEL, IN 46032-5162
Document Number2019041450
Map ReferenceMB 16 PG 57-59
Instrument DateAug 30, 2019
Instrument2019041450
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyMTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 E LAREDO WAY S, CARMEL, IN 46032-5162
InvestorPossibly a Property Investor

Mortgage

Document Number2019041451
DateSep 4, 2019
Instrument2019041451
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$469,400 (+4.96%) Land $86,700 Building $382,700$469,400 (+4.96%) Land $86,700 Building $382,700
2024$5,120.00 (+5.48%)$447,200 (+4.76%) Land $66,300 Building $380,900$447,200 (+4.76%) Land $66,300 Building $380,900
2023$4,854.00 (+6.82%) Homeowner's exemption$426,900 (+10.48%) Land $66,300 Building $360,600$426,900 (+10.48%) Land $66,300 Building $360,600
2022$4,544.00 Homeowner's exemption$386,400 Land $66,300 Building $320,100$386,400 Land $66,300 Building $320,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 E Laredo Way S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 E Laredo Way S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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