135 Cherokee Cir, Erwin, TN 37650 Property Records

Unicoi County property record for 135 Cherokee Cir, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,415 sqft · built 2000
Lot Size	1.12 acres (48,848 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017F-A-021.00`

Property Details

APN / Parcel Number

Primary APN	`017F-A-021.00`
Alternative APNs	`086017F A 02100` `000003580`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,415 sqft Living Area
Gross Area	3,900 sqft
1st Floor Area	1,497 sqft
Upper Floors Area	918 sqft
Basement Area	1,485 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,848 sqft (1.12 acres)
Lot Dimensions	200 ft deep x 259 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	272 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	135 CHEROKEE CIR
City	ERWIN
State	TN
Zip	37650-7941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROWHEAD BLK A LOT 30 &
Legal Subdivision	ARROWHEAD
Legal Block	A
Legal Lot Number	30
Jurisdiction	UNICOI TN
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 CHEROKEE CIR, ERWIN, TN 37650-7941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage CLINCHFIELD FCU
Jan 23, 2018	Deed of Trust, Mortgage CLINCHFIELD FEDERAL CREDIT UNION
Oct 9, 2020	Loan Modification, Mortgage CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2005
Deed Sale	Apr 1, 2005
Prior Sale	Feb 12, 1999 · Amount on Record
Deed Book / Page	283 / 677
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	135 CHEROKEE CIR, ERWIN, TN 37650-7941
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049644
Date	Sep 19, 2025
Book Page	496/44
Instrument	25002087

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	135 CHEROKEE CIR, ERWIN, TN 37650-7941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	409927
Date	Jan 23, 2018
Book Page	409/927
Instrument	18000128

Lender

Name	CLINCHFIELD FEDERAL CREDIT UNION
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNICOI TN
Property Address	135 CHEROKEE CIR, ERWIN, TN 37650-7941
Document Number	4384
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	4384
Date	Oct 9, 2020
Book Page	000438/000004
Instrument	1901

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Oct 8, 2048

Interest

Rate	3.85%

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00	$50,725 (-) Land $5,925 Building $44,800	$202,900 (-) Land $23,700 Building $179,200
2024	$1,324.00 (+11.07%)
2023		$50,725 (-) Land $5,925 Building $44,800
2022	$1,192.00	$50,725 Land $5,925 Building $44,800	$202,900 Land $23,700 Building $179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNICOI UTILITY DISTRICT serves 4,527 people · EPA ID TN0000719
Water Source	Purchased groundwater influenced by surface water from ERWIN UTILITIES AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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