109 Cherokee Cir, Erwin, TN 37650 Property Records

Unicoi County property record for 109 Cherokee Cir, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,308 sqft · built 1998
Lot Size	0.438 acres (19,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,000 (Jul 2021)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`017F-A-029.00`

Property Details

APN / Parcel Number

Primary APN	`017F-A-029.00`
Alternative APNs	`086017F A 02900` `000003587`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,308 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	1,560 sqft
Basement Area	1,632 sqft
Finished Basement	748 sqft
Unfinished Basement	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,094 sqft (0.438 acres)
Lot Dimensions	164 ft deep x 105 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	392 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	109 CHEROKEE CIR
City	ERWIN
State	TN
Zip	37650-7941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROWHEAD BLK A LOT 38 67X194 IRR
Legal Subdivision	ARROWHEAD
Legal Block	A
Legal Lot Number	38
Jurisdiction	UNICOI TN
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	80200

Owner

Source: Unicoi County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 CHEROKEE CIR, ERWIN, TN 37650-7941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Aug 27, 2004 · Amount on Record
Deed Document Number	20211537
Deed Book / Page	448 / 69
Transfer Doc	0275000459
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 15, 2021
Property Address	109 CHEROKEE CIR, ERWIN, TN 37650-7941
Document Number	44869
Book / Page	448 / 69
Map Reference	MB 2 PG 94
Instrument Date	Jul 15, 2021
Instrument	21001537
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	EXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING

Transaction

Amount	Amount Recorded
Tax	$995.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHEROKEE CIR, ERWIN, TN 37650-7941

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,655.00	$63,400 (-) Land $5,150 Building $58,250	$253,600 (-) Land $20,600 Building $233,000
2024	$1,655.00 (+11.07%)
2023		$63,400 (-) Land $5,150 Building $58,250
2022	$1,490.00	$63,400 Land $5,150 Building $58,250	$253,600 Land $20,600 Building $233,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNICOI UTILITY DISTRICT serves 4,527 people · EPA ID TN0000719
Water Source	Purchased groundwater influenced by surface water from ERWIN UTILITIES AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherokee Cir

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