135 Central St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 135 Central St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,691 sqft · built 1800
Lot Size	0.347 acres (15,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,000 (Dec 2025)
Tax Bill	$9,592 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0010A B:00000 L:00002`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0010A B:00000 L:00002`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,691 sqft Living Area
Gross Area	5,036 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,102 sqft (0.347 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	135 CENTRAL ST
City	GEORGETOWN
State	MA
Zip	01833-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	GEORGETOWN
Legal Lot Number	2
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	4
Census Block	4013
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 CENTRAL ST, GEORGETOWN, MA 01833-2409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 4, 2020	Deed of Trust, Mortgage · Conventional with PMI ROSS MTG CO INC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional with PMI ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Jun 8, 2016 · Amount on Record
Deed Document Number	20252910
Deed Book / Page	43131 / 389
Prior Transfer Date	Dec 15, 2025
Prior Transfer Doc	043131-389
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Dec 16, 2025
Property Address	135 CENTRAL ST, GEORGETOWN, MA 01833-2409
Document Number	043131-389
Book / Page	43131 / 389
Instrument Date	Dec 15, 2025
Instrument	20251216002910
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	135 CENTRAL ST, GEORGETOWN, MA 01833-2409

Mortgage

Document Number	20251216002920
Date	Dec 16, 2025
Instrument	20251216002920

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	135 CENTRAL ST, GEORGETOWN, MA 01833-2409
Document Number	38805-136
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 CENTRAL ST GEORGETOWN MA 018332409, GEORGETOWN, MA 01833-2409

Mortgage

Document Number	38805-136
Date	Aug 10, 2020
Book Page	038805/000136
Instrument	10004240

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	135 CENTRAL ST, GEORGETOWN, MA 01833-2409
Document Number	38241-460
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 CENTRAL ST GEORGETOWN MA 018332409, GEORGETOWN, MA 01833-2409

Mortgage

Document Number	38241-460
Date	Feb 5, 2020
Book Page	038241/000460
Instrument	5001180

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,592.00 (+24.41%)	$697,100 (-) Land $233,300 Building $463,800	$724,076 (-9%)
2025	$7,710.00 (-9.67%)	$697,100 (+2.5%) Land $233,300 Building $463,800	$795,720
2024	$8,535.00 (+13.38%)	$680,100 (+17.26%) Land $160,900 Building $519,200
2023	$7,528.00	$580,000 Land $160,900 Building $419,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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