125 Central St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 125 Central St, Georgetown, MA 01833

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 6 ba · 4,188 sqft · built 1930
Lot Size	0.998 acres (43,485 sqft)
Owner	Company Name on File
Last Sale	$725,000 (Feb 2019)
Tax Bill	$15,008 (2026)
Deeds & Mortgages	Jul 2023 Refinance Jun 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0010A B:00000 L:00001`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0010A B:00000 L:00001`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Units	6 Units
Stories	3 Stories
Building Area	4,188 sqft Living Area
Gross Area	6,116 sqft
Basement Area	1,444 sqft
Unfinished Basement	1,444 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,485 sqft (0.998 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	125 CENTRAL ST
City	GEORGETOWN
State	MA
Zip	01833
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RA
Legal Lot Number	1
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	4
Census Block	4013
Census Tract	265101

Owner

125 Central St, a residential property, is owned by a company that bought it in February 2019.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	25 SHEFFIELD RD, BOXFORD, MA 01921-1905
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK
Jun 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK
Feb 15, 2019	Personal Representative Deed, Transfer · Commercial Mortgage MARBLEHEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Prior Sale	Oct 28, 1994 · Amount on File
Deed Document Number	20195150
Deed Book / Page	37333 / 224
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	125 CENTRAL ST, GEORGETOWN, MA 01833
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041686-508
Date	Jul 28, 2023
Book Page	41686/508
Instrument	20230728003620

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	125 CENTRAL ST, GEORGETOWN, MA 01833
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041009-504
Date	Jun 17, 2022
Book Page	41009/504
Instrument	20220617003130

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Feb 15, 2019
Property Address	125 CENTRAL ST, GEORGETOWN, MA 01833
Document Number	37333-224
Book / Page	37333 / 224
Instrument Date	Feb 11, 2019
Instrument	20190215005150
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SHEFFIELD RD, BOXFORD, MA 01921-1905

Mortgage

Document Number	190215005160
Date	Feb 15, 2019
Instrument	190215005160

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 125 Central St was $15,008, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$15,008.00 (+24.41%)	$1,090,700 (-) Land $280,000 Building $810,700
2025	$12,063.00 (+9.08%)	$1,090,700 (+23.77%) Land $280,000 Building $810,700
2024	$11,059.00 (+40.9%)	$881,200 (+45.73%) Land $193,200 Building $688,000
2023	$7,849.00	$604,700 Land $193,200 Building $411,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 125 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Central St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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