1349 Sebring Cir, Elgin, IL 60120 Property Records

Cook County property record for 1349 Sebring Cir, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,220 sqft · built 1992
Lot Size	0.195 acres (8,484 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Oct 2018)
Tax Bill	$5,462 (2023)
Deeds & Mortgages	Jan 2019 Transfer Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-223-002`

Property Details

APN / Parcel Number

Primary APN	`06-18-223-002`
Alternative APN	`06-18-223-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,484 sqft (0.195 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1349 SEBRING CIR
City	ELGIN
State	IL
Zip	60120-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	18
Legal Subdivision	COUNTRY BROOK NORTH
Legal Lot Number	160
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2005
Census Tract	804404

Owner

1349 Sebring Cir is owned and occupied by an individual who acquired it in December 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1349 SEBRING CIR, ELGIN, IL 60120-5216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 17, 2018	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK
Mar 26, 2013	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Deed Document Number	20186031
Last Transfer Date	Dec 13, 2018
Transfer Doc	0000013025
Record Updated	Oct 29, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 15, 2019
Property Address	1349 SEBRING CIR, ELGIN, IL 60120-5216
Document Number	1901513025
Instrument Date	Dec 13, 2018
Instrument	1513025
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1349 SEBRING CIR ELGIN IL 601205216, ELGIN, IL 60120-5216

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 17, 2018
Property Address	1349 SEBRING CIR, ELGIN, IL 60120-5216
Document Number	1829006031
Instrument Date	Oct 3, 2018
Instrument	29006031
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1349 SEBRING CIR ELGIN IL 601205216, ELGIN, IL 60120-5216

Mortgage

Document Number	1829006032
Date	Oct 17, 2018
Instrument	29006032

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1349 SEBRING CIR, ELGIN, IL 60120-5216
Document Number	1830519362
Instrument Date	Mar 26, 2013
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 SEBRING CIR ELGIN IL 601205216, ELGIN, IL 60120-5216

Mortgage

Document Number	1830519362
Date	Nov 1, 2018
Instrument	30519362

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 31, 2028

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,000 Land $5,939 Building $25,061	$310,000 Land $59,390 Building $250,610
2023	$5,462.00 (+3.58%)
2022	$5,273.00 Homeowner's exemption	$22,954 Land $4,666 Building $18,288	$229,540 Land $46,660 Building $182,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1349 Sebring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1349 Sebring Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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