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1338 Sebring Cir, Elgin, IL 60120 Property Records

Cook County property record for 1338 Sebring Cir, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,858 sqft · built 1991
Lot Size0.206 acres (8,959 sqft)
OwnerIndividual Name on File
Last Sale$147,000 (Sep 2021)
Tax Bill$8,347 (2023)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-217-025

Property Details

APN / Parcel Number

Primary APN06-18-217-025
Alternative APN
  • 06-18-217-025-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,858 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1992
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,959 sqft (0.206 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1338 SEBRING CIR
CityELGIN
StateIL
Zip60120-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART NW4 SEC17
Legal Range9E
Legal Township41N
Legal Section18
Legal SubdivisionCOUNTRY BROOK NORTH
Legal Block9
Legal Lot Number125
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2006
Census Tract804404

Owner

1338 Sebring Cir is owned by an individual who bought it in September 2021.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2045 MONDAY DR, ELGIN, IL 60123-1223
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleNov 12, 2004 · Amount on File
Deed Document Number202125136
Prior Transfer DateApr 25, 1996
Prior Transfer Doc0000000638
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 24, 2021
Property Address1338 SEBRING CIR, ELGIN, IL 60120-5213
Document Number0026725136
Instrument DateJun 22, 2021
Instrument2126725136
Transaction TypeTransfer
Record UpdatedOct 6, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$147.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1338 SEBRING CIR, ELGIN, IL 60120-5213

Mortgage

Document Number0026725137
DateSep 24, 2021
Instrument2126725137
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term178 Months
DueJul 1, 2036
Interest
Rate2.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,000 Land $6,271 Building $28,729$350,000 Land $62,710 Building $287,290
2023$8,347.00 (+2.9%)
2022$8,112.00 Homeowner's exemption$28,999 Land $4,927 Building $24,072$289,990 Land $49,270 Building $240,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1338 Sebring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1338 Sebring Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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