1349 Borg Ave, Temperance, MI 48182 Property Records

Monroe County property record for 1349 Borg Ave, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Sep 2022)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-252-009-00`

Property Details

APN / Parcel Number

Primary APN	`02-252-009-00`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1349 BORG AVE
City	TEMPERANCE
State	MI
Zip	48182-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIANT OAKS ESTATES LOT 9
Legal Subdivision	GIANT OAKS ESTATES
Legal Lot Number	9
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1014
Census Tract	833200

Owner

Source: Monroe County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1349 BORG AVE, TEMPERANCE, MI 48182-9671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	202217826
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 8, 2022
Property Address	1349 BORG AVE, TEMPERANCE, MI 48182-9671
Document Number	0000017826
Map Reference	LB 15 PG 27-30
Instrument Date	Aug 31, 2022
Instrument	2022R17826
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1349 BORG AVE, 1349, TEMPERANCE, MI 48182-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 US HIGHWAY 20, SWANTON, OH 43558-9557

Mortgage

Document Number	0000017827
Date	Sep 8, 2022
Instrument	2022R17827

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1349 BORG AVE, TEMPERANCE, MI 48182-9671
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 BORG AVE, TEMPERANCE, MI 48182-9671

Mortgage

Document Number	0000011924
Date	Jun 6, 2022
Instrument	2022R11924

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,800 (+50.14%)	$427,600 (+50.14%)
2025	$2,041.00 (-44.19%) Homeowner's exemption
2023	$3,657.00 Homeowner's exemption	$142,400	$284,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Mercury Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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