1344 Borg Ave, Temperance, MI 48182 Property Records

Monroe County property record for 1344 Borg Ave, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.694 acres (30,231 sqft)
Owner	Individual Name on Record
Last Sale	$369,900 (Feb 2022)
Tax Bill	$4,312 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-252-012-00`

Property Details

APN / Parcel Number

Primary APN	`02-252-012-00`

Exterior

Lot Area	30,231 sqft (0.694 acres)
Lot Dimensions	135 ft deep x 111 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1344 BORG AVE
City	TEMPERANCE
State	MI
Zip	48182-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIANT OAKS ESTATES LOT 12
Legal Subdivision	GIANT OAKS ESTATES
Legal Lot Number	12
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1007
Census Tract	833200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1344 BORG AVE, TEMPERANCE, MI 48182-9671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 3, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	20223348
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 15, 2022
Property Address	1344 BORG AVE, TEMPERANCE, MI 48182-9671
Document Number	0000003348
Map Reference	LB 15 PG 27
Instrument Date	Feb 7, 2022
Instrument	2022R03348
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13444 BORG AVE, 13444, TEMPERANCE, MI 48182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 BORG AVE, TEMPERANCE, MI 48182-9671

Mortgage

Document Number	0000003349
Date	Feb 15, 2022
Instrument	2022R03349

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1344 BORG AVE, TEMPERANCE, MI 48182-9671
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 BORG AVE, TEMPERANCE, MI 48182-9671

Mortgage

Document Number	2021R27072
Date	Oct 20, 2021
Instrument	2021R27072

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 3, 2019
Property Address	1344 BORG AVE, TEMPERANCE, MI 48182-9671
Document Number	0000009132
Instrument Date	May 30, 2019
Instrument	9132
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,123.34
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 THORTON HALL RD KEARNEYSVILLE WV 254302864, KEARNEYSVILLE, WV 25430-2864

Mortgage

Document Number	9133
Date	Jun 3, 2019
Instrument	9133

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,900 (+39.83%) Land $7,000 Building $168,900	$351,800 (+39.83%) Land $14,000 Building $337,800
2025	$4,312.00 (+34.54%) Homeowner's exemption
2023	$3,205.00 Homeowner's exemption	$125,800	$251,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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