13489 Gemfire Ct, Jacksonville, FL 32258 Property Records

Duval County property record for 13489 Gemfire Ct, Jacksonville, FL 32258

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,407 sqft · built 2005
Lot Size	0.037 acres (1,619 sqft)
Owner	Individual Name on Record
Last Sale	$23,500 (Feb 2015)
Tax Bill	$2,750 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158767-3546`

Property Details

APN / Parcel Number

Primary APN	`158767-3546`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,407 sqft Living Area
Gross Area	1,859 sqft
1st Floor Area	600 sqft
Upper Floors Area	807 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,619 sqft (0.037 acres)
Lot Width	20 ft Width
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13489 GEMFIRE CT
City	JACKSONVILLE
State	FL
Zip	32258-5481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57-98 25-4S-27E .04 EMERALD PRESERVE LOT 12B
Legal Range	27E
Legal Township	04S
Legal Section	25
Legal Subdivision	EMERALD PRESERVE
Legal Lot Number	12B
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	16813

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13489 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 5, 2021	Intrafamily Transfer, Transfer VYLLA TITLE LLC, VYLLA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2015 · Amount on Record
Deed Sale	Feb 27, 2015 · Amount on Record
Prior Sale	Jul 28, 2010 · Amount on Record
Deed Document Number	201545876
Deed Book / Page	17079 / 1955
Prior Transfer Date	Dec 3, 2014
Prior Transfer Doc	0170791955
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Aug 3, 2026
Property Address	13489 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Document Number	0000180020
Book / Page	22002 / 2273
Instrument Date	Jul 20, 2026
Instrument	2026180020
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13489 GEMFIRE CT, JACKSONVILLE, FL 32258-5481

Mortgage

Document Number	0000180020,
Date	Aug 3, 2026
Book Page	22002/2273
Instrument	2026180020

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	13489 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13489 GEMFIRE CT, JACKSONVILLE, FL 32258-5481

Mortgage

Document Number	0196660633
Date	Apr 7, 2021
Book Page	19666/633
Instrument	2021087840

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Nov 5, 2021
Property Address	13489 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Document Number	0199981388
Book / Page	19998 / 1388
Map Reference	MB 57 PG 98&98A-98F
Instrument Date	Jan 26, 2021
Instrument	2021294303
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	VYLLA TITLE LLC, VYLLA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13489 GEMFIRE CT, JACKSONVILLE, FL 32258-5481

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,263 (+2.7%)	$215,769 (-2.44%) Land $60,000 Building $155,769
2025	$2,750.00 (+8.87%) Homeowner's exemption	$139,497 (+5.99%)	$221,157 (-3.87%) Land $70,000 Building $151,157
2024	$2,526.00 (+2.43%)
2023	$2,466.00 (+7.17%) Homeowner's exemption	$131,618 (+3%)	$230,067 (+16.42%) Land $50,000 Building $180,067
2022	$2,301.00 Homeowner's exemption	$127,785	$197,613 Land $45,000 Building $152,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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