13487 Gemfire Ct, Jacksonville, FL 32258 Property Records

Duval County property record for 13487 Gemfire Ct, Jacksonville, FL 32258

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,487 sqft · built 2005
Lot Size	0.044 acres (1,912 sqft)
Owner	Individual Name on Record
Last Sale	$59,400 (Mar 2019)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158767-3544`

Property Details

APN / Parcel Number

Primary APN	`158767-3544`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,487 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	640 sqft
Upper Floors Area	847 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,912 sqft (0.044 acres)
Lot Width	25 ft Width
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13487 GEMFIRE CT
City	JACKSONVILLE
State	FL
Zip	32258-5481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57-98 25-4S-27E .04 EMERALD PRESERVE LOT 12A
Legal Range	27E
Legal Township	04S
Legal Section	25
Legal Subdivision	HOOD LNDG U1+U2/BWD
Legal Lot Number	12A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	16813

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13487 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Mar 20, 2019	Quit Claim Deed, Transfer VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Prior Sale	Feb 5, 2015 · Amount on Record
Deed Document Number	201961583
Deed Book / Page	18723 / 1525
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	0187231525
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	13487 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13487 GEMFIRE CT, JACKSONVILLE, FL 32258-5481

Mortgage

Document Number	0206402398
Date	Apr 11, 2023
Book Page	20640/2398
Instrument	2023070599

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 7, 2033

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 20, 2019
Property Address	13487 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Document Number	0187231525
Book / Page	018723 / 001525
Instrument Date	Feb 22, 2019
Instrument	61583
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	VYSTAR TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13487 GEMFIRE CT JACKSONVILLE FL 322585481, JACKSONVILLE, FL 32258-5481

Mortgage

Document Number	187231526
Date	Mar 20, 2019
Book Page	018723/001526
Instrument	61584

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,557 (+2.7%)	$222,068 (-2.29%) Land $60,000 Building $162,068
2025	$3,290.00 (+7.69%) Homeowner's exemption	$169,968 (+5.99%)	$227,270 (-4.25%) Land $70,000 Building $157,270
2024	$3,055.00 (+2.45%)
2023	$2,982.00 (+7.42%) Homeowner's exemption	$160,367 (+3%)	$237,348 (+16.47%) Land $50,000 Building $187,348
2022	$2,776.00 Homeowner's exemption	$155,697	$203,783 Land $45,000 Building $158,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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