Santa Cruz County property record for 13485 Middle Ellen Rd, Los Gatos, CA 95033
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 3,972 sqft · built 1986 |
| Lot Size | 9.89 acres (431,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,400,000 (Apr 2025) |
| Tax Bill | $4,425 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-151-28 |
| Primary APN | 091-151-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 3,972 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 431,026 sqft |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 1,144 sqft |
| Patio Area | 1,144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 13485 LOWER ELLEN RD |
|---|---|
| City | LOS GATOS |
| State | CA |
| Zip | 95033-9485 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | SU |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 120500 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13485 MIDDLE ELLEN RD, LOS GATOS, CA 95033 |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on Record |
| Deed Sale | Apr 23, 2025 · Amount on Record |
| Deed Document Number | 20258264 |
| Prior Transfer Date | Apr 28, 1997 |
| Prior Transfer Doc | 0000019880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 13485 MIDDLE ELLEN RD, LOS GATOS, CA 95033 |
| Document Number | 0000029053 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13485 LOWER ELLEN RD LOS GATOS CA 950339485, LOS GATOS, CA 95033-9485 |
| Document Number | 0000029053 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 29053 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Lakeside Joint Elementary School District (KG - 08) |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,428,000 (+404.83%) Land $918,000 Building $510,000 | ||
| 2025 | $4,425.00 (+35.53%) Homeowner's exemption | $282,867 (+4.04%) Land $59,919 Building $222,948 | |
| 2023 | $3,265.00 (-0.37%) Homeowner's exemption | $271,882 Land $57,592 Building $214,290 | $991,890 |
| 2022 | $3,277.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1982–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless · Fiber in parts of the area | 100 / 25 |
May also be available: Frontier.
4G LTE (outdoors only), no 5G reported
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