13258 Middle Ellen Rd, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 13258 Middle Ellen Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,841 sqft · built 2022
Lot Size	16.1 acres (704,801 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Nov 2006)
Tax Bill	$14,448 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-161-19`

Property Details

APN / Parcel Number

Primary APN	`091-161-19`
Alternative APN	`091-161-19-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Building Area	4,841 sqft Living Area
Gross Area	5,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Metal
Lot Area	704,801 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Deck Area	412 sqft
Patio Area	412 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	13258 MIDDLE ELLEN RD
City	LOS GATOS
State	CA
Zip	95033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20AC
Legal Subdivision	LANDS/HOLLANDER
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2006
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2341, LOS GATOS, CA 95031-2341
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2006 · Amount on Record
Deed Sale	Nov 15, 2006 · Amount on Record
Deed Document Number	200666359
Last Transfer Date	Dec 20, 2011
Transfer Doc	0000054720
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	13258 MIDDLE ELLEN RD, LOS GATOS, CA 95033
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13258 MIDDLE ELLEN RD, LOS GATOS, CA 95033

Mortgage

Document Number	0000012281
Date	Jul 6, 2023
Instrument	2023-0012281

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	13258 MIDDLE ELLEN RD, LOS GATOS, CA 95033
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	FIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2341, LOS GATOS, CA 95031-2341

Mortgage

Document Number	0000000840
Date	Jan 18, 2023
Instrument	2023-0000840

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	1-Year T-Bill
Max Rate	11.2%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Lakeside Joint Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,278,774 (+2%) Land $819,949 Building $458,825
2025	$14,448.00 (+6.14%) Homeowner's exemption	$1,253,701 (+4.04%) Land $803,872 Building $449,829
2023	$13,612.00 (+16.02%) Homeowner's exemption	$1,205,018 Land $772,657 Building $432,361	$1,517,040
2022	$11,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Middle Ellen Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures