13476 Sargent Ave, Galt, CA 95632 Property Records

Sacramento County property record for 13476 Sargent Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,184 sqft · built 1981
Lot Size	1.96 acres (85,813 sqft)
Owner	Trust Name on File
Tax Bill	$4,844 (2025)
Deeds & Mortgages	Oct 2021 Transfer Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0113-040-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0113-040-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,381 sqft
2nd Floor Area	803 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	85,813 sqft
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13476 SARGENT AVE
City	GALT
State	CA
Zip	95632-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	S 245 FT OF N 843.95 FT LOT 154 VALLEY OAKS 2 EXC R/W 761013/0638
Legal Subdivision	VALLEY OAKS 02
Legal Lot Number	154
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1012
Census Tract	9502

Owner

13476 Sargent Ave is owner-occupied and held in a trust since October 2021.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	13476 SARGENT AVE, GALT, CA 95632-8848
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Intrafamily Transfer, Transfer
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 6, 2021
Transfer Doc	0000002193
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 13, 2021
Property Address	13476 SARGENT AVE, GALT, CA 95632-8848
Document Number	2021101302193
Map Reference	MB 14 MAP 7
Instrument Date	Oct 6, 2021
Instrument	2021101302193
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13476 SARGENT AVE, GALT, CA 95632-8848

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13476 SARGENT AVE, GALT, CA 95632-8848
Document Number	0000000753
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13476 SARGENT AVE GALT CA 956328848, GALT, CA 95632-8848

Mortgage

Document Number	0000000753
Date	Apr 3, 2017
Book Page	170403/000753

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.49%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13476 SARGENT AVE, GALT, CA 95632-8848
Document Number	0000000752
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13476 SARGENT AVE GALT CA 956328848, GALT, CA 95632-8848

Mortgage

Document Number	0000000752
Date	Apr 3, 2017
Book Page	170403/000752

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.49%

Tax Assessment & Valuation

The 2025 property tax bill for 13476 Sargent Ave was $4,844 with a homeowner's exemption, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,313 (+2%) Land $156,363 Building $275,950
2025	$4,844.00 (+4.46%) Homeowner's exemption	$423,838 Land $153,298 Building $270,540
2024	$4,637.00 (+2.52%)
2023	$4,523.00 (+4.22%) Homeowner's exemption	$407,383 Land $147,347 Building $260,036
2022	$4,340.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13476 Sargent Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13476 Sargent Ave is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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