13435 Sargent Ave, Galt, CA 95632 Property Records

Sacramento County property record for 13435 Sargent Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,883 sqft · built 1979
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Aug 2019)
Tax Bill	$7,218 (2025)
Deeds & Mortgages	Feb 2023 Construction Loan Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-0115-045-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0115-045-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,883 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	89,734 sqft
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Pool Area	20,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar
Sewer	Septic

Location & Zoning

Street Address	13435 SARGENT AVE
City	GALT
State	CA
Zip	95632-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	PARCEL MAP, LOT A
Legal Subdivision	PARCEL MAP
Legal Lot Number	A
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1014
Census Tract	9502

Owner

13435 Sargent Ave is owned and occupied by an individual who acquired it in January 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	13435 SARGENT AVE, GALT, CA 95632-8848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Construction Mortgage EQUITY WAVE LENDING
Oct 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MAGNOLIA BANK
Aug 1, 2019	Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MTG CORP
May 23, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 23, 2017	Grant Deed, Transfer · Conventional Mortgage PACIFIC BAY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	May 23, 2017 · Amount on File
Deed Book / Page	20190801 / 1079
Last Transfer Date	Jan 17, 2025
Transfer Doc	2025001158
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13435 SARGENT AVE, GALT, CA 95632-8848
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13435 SARGENT AVE, GALT, CA 95632-8848

Mortgage

Document Number	0000000480
Date	Feb 23, 2023
Instrument	2023022300480

Lender

Name	EQUITY WAVE LENDING
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	25 Months
Due	Mar 1, 2025

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 12, 2021
Property Address	13435 SARGENT AVE, GALT, CA 95632-8848
Document Number	2021101200354
Map Reference	MB 17 MAP 2
Instrument Date	Oct 4, 2021
Instrument	2021101200354
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13435 SARGENT AVE, GALT, CA 95632-8848

Mortgage

Document Number	2021101200355
Date	Oct 12, 2021
Instrument	2021101200355

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 1, 2019
Property Address	13435 SARGENT AVE, GALT, CA 95632-8848
Document Number	1908011079
Instrument Date	May 14, 2019
Instrument	1908011079
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13435 SARGENT AVE GALT CA 956328848, GALT, CA 95632-8848

Mortgage

Document Number	1908011080
Date	Aug 1, 2019
Instrument	1908011080

Lender

Name	HOMEXPRESS MTG CORP
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 23, 2017
Property Address	13435 SARGENT AVE, GALT, CA 95632-8848
Document Number	0000001097
Book / Page	170523 / 001097
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8642 OAKHAM DR MECHANICSVILLE VA 231164069, MECHANICSVILLE, VA 23116-4069

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 23, 2017
Property Address	13435 SARGENT AVE, GALT, CA 95632-8848
Document Number	0000001098
Book / Page	170523 / 001098
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8642 OAKHAM DR MECHANICSVILLE VA 231164069, MECHANICSVILLE, VA 23116-4069

Mortgage

Document Number	1099
Date	May 23, 2017
Book Page	170523/001099

Lender

Name	PACIFIC BAY LNDG
Address	LA PALMA, CA 90623

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13435 Sargent Ave was $7,218, up 12.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$641,418 (+2%) Land $192,425 Building $448,993
2025	$7,218.00 (+12.62%)	$628,842 Land $188,652 Building $440,190
2024	$6,409.00 (+2.3%)
2023	$6,265.00 (+4.21%) Homeowner's exemption	$562,115 Land $181,327 Building $380,788
2022	$6,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13435 Sargent Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13435 Sargent Ave is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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