13462 Villa Rd, Ely, MN 55731 Property Records

Lake County property record for 13462 Villa Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,196 sqft · built 2014
Lot Size	1.84 acres (80,433 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (May 2026)
Tax Bill	$2,251 (2026)
Deeds & Mortgages	May 2026 Sale May 2023 Mortgage + 4 more
APN	`28-6382-24060`

Property Details

APN / Parcel Number

Primary APN	`28-6382-24060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Stories	2 Stories
Building Area	1,196 sqft Gross Area
1st Floor Area	1,196 sqft
Flooring	Plywood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	80,433 sqft (1.84 acres)
Garage Type	Mixed
Garage Area	1,408 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	13462 VILLA RD
City	ELY
State	MN
Zip	55731-8188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 7 & LOTS 13 & 14 BLOCK 24
Legal Range	11W
Legal Township	63N
Legal Section	32
Legal Subdivision	WHITE IRON VILLAS
Legal Block	24
Legal Lot Number	6-7,13
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1168
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13462 VILLA RD, ELY, MN 55731-8188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HOME LOANS
Jan 26, 2018	Deed of Trust, Mortgage BOUNDARY WATERS BANK
Oct 20, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	May 19, 2023 · Amount on Record
Deed Document Number	20261878278
Prior Transfer Date	Jun 18, 2007
Prior Transfer Doc	0000038097
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	May 20, 2026
Property Address	13462 VILLA RD, ELY, MN 55731-8188
Document Number	0001878278
Instrument Date	May 20, 2026
Instrument	20261878278
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13462 VILLA RD, ELY, MN 55731-8188

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	13462 VILLA RD, ELY, MN 55731-8188
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000202339
Date	May 30, 2023
Instrument	A000202339

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	13462 VILLA RD, ELY, MN 55731-8188
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000049684
Date	May 30, 2023
Instrument	T000049684

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	13462 VILLA RD, ELY, MN 55731-8188
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000195356
Date	Oct 21, 2020
Instrument	A000195356

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	13462 VILLA RD, ELY, MN 55731-8188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000062/0000000262
Date	Jan 26, 2018
Book Page	0000000062/0000000262
Instrument	000000044651

Lender

Name	BOUNDARY WATERS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Oct 20, 2020
Property Address	13462 VILLA RD, ELY, MN 55731-8188
Document Number	T000047137
Instrument Date	Sep 25, 2020
Instrument	T000047137
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	13462 VILLA RD, ELY, MN 55731-8188

Mortgage

Document Number	T000047138
Date	Oct 20, 2020
Instrument	T000047138

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,251.00 (+30.12%) Homeowner's exemption	$407,400 (-9.1%) Land $52,200 Building $355,200	$407,400 (-9.1%) Land $52,200 Building $355,200
2025	$1,730.00	$448,200 (+38.93%) Land $48,300 Building $399,900	$448,200 (+38.93%) Land $48,300 Building $399,900
2023		$322,600 Land $45,300 Building $277,300	$322,600 Land $45,300 Building $277,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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