13445 Villa Rd, Ely, MN 55731 Property Records

Lake County property record for 13445 Villa Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,060 sqft · built 1952
Lot Size	4.34 acres (189,130 sqft)
Owner	Company Name on Record
Tax Bill	$2,793 (2026)
Deeds & Mortgages	Apr 2021 Refinance Nov 2019 Refinance + 1 more
APN	`28-6382-25130`

Property Details

APN / Parcel Number

Primary APN	`28-6382-25130`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Stories	2 Stories
Building Area	1,060 sqft Gross Area
1st Floor Area	1,060 sqft
Flooring	Vinyl/Resilient
Interior Walls	Vinyl Panel/Coating
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	189,130 sqft (4.34 acres)
Garage Type	Mixed
Garage Area	2,240 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	120 sqft
Deck Area	64 sqft
Lean-To	320 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	13445 VILLA RD
City	ELY
State	MN
Zip	55731-8188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3-4-6-7-10-11-12 & 13 BLOCK 25 & LOT 14
Legal Range	11W
Legal Township	63N
Legal Section	31
Legal Subdivision	WHITE IRON VILLAS
Legal Block	25
Legal Lot Number	3-6,14
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1168
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13445 VILLA RD, ELY, MN 55731-8188
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BOUNDARY WATERS BANK
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BOUNDARY WATERS BANK
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BOUNDARY WATERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	13445 VILLA RD, ELY, MN 55731-8188
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000047787
Date	Apr 27, 2021
Instrument	T000047787

Lender

Name	BOUNDARY WATERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	13445 VILLA RD, ELY, MN 55731-8188
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000193016
Date	Nov 19, 2019
Instrument	A000193016

Lender

Name	BOUNDARY WATERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	13445 VILLA RD, ELY, MN 55731-8188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000046237
Date	Nov 19, 2019
Instrument	T000046237

Lender

Name	BOUNDARY WATERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,793.00 (+15.6%) Homeowner's exemption	$401,000 (+6.37%) Land $69,800 Building $331,200	$401,000 (+6.37%) Land $69,800 Building $331,200
2025	$2,416.00
2023		$377,000 Land $56,500 Building $320,500	$377,000 Land $56,500 Building $320,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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