1346 Peppertree Way, Tracy, CA 95376 Property Records

San Joaquin County property record for 1346 Peppertree Way, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,127 sqft · built 1995
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Aug 2024)
Tax Bill	$6,934 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Dec 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`232-320-170-000`

Property Details

APN / Parcel Number

Primary APN	`232-320-170-000`
Alternative APN	`232-320-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,127 sqft Living Area
1st Floor Area	1,127 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	232-320-17
Street Address	1346 PEPPERTREE WAY
City	TRACY
State	CA
Zip	95376-5294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95-FM PT OF 232-170-08 PER WOODFIELD ESTATES NO 2
Legal Subdivision	WOODFIELD ESTATES
Legal Tract	2619
Legal Block	4
Legal Lot Number	125
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4003
Census Tract	5308

Owner

Source: San Joaquin County assessment roll, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
Dec 27, 2021	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 28, 2017	Deed of Trust, Mortgage · ARM MB FINANCIAL BANK NA
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 24, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 24, 2019	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE CO SAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	202472449
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0000151198
Record Updated	Sep 20, 2026

August 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 28, 2024
Property Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294
Document Number	0000072449
Map Reference	MB 32 PG 29
Instrument Date	Aug 23, 2024
Instrument	2024-072449
Transaction Type	Transfer
Record Updated	Sep 9, 2024
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294

Mortgage

Document Number	0000072450
Date	Aug 28, 2024
Instrument	2024-072450

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Mortgage

Document Number	0000072451
Date	Aug 28, 2024
Instrument	2024-072451

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 27, 2021
Property Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294
Document Number	0000214408
Map Reference	MB 32 PG 29
Instrument Date	Dec 6, 2021
Instrument	2021-214408
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294

Mortgage

Document Number	0000214409
Date	Dec 27, 2021
Instrument	2021-214409

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034751
Date	Mar 28, 2017
Instrument	2017-034751

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085032
Date	Jul 16, 2020
Instrument	2020-085032

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 24, 2019
Property Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294
Document Number	0000151197
Map Reference	MB 32 PG 29
Instrument Date	Dec 20, 2019
Instrument	2019-151197
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294

Mortgage

Document Number	0000151199
Date	Dec 24, 2019
Instrument	2019-151199

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 24, 2019
Property Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294
Document Number	0000151198
Map Reference	MB 32 PG 29
Instrument Date	Dec 18, 2019
Instrument	2019-151198
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE CO SAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 PEPPERTREE WAY, TRACY, CA 95376-5294

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,934.00 (+5.36%)	$595,000 (+0.57%) Land $180,000 Building $415,000
2023	$6,581.00 (+2.09%)	$591,600 Land $173,400 Building $418,200	$495,270
2022	$6,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Matrix Broadband.

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