San Diego County property record for 1346 Panorama Ridge Rd, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 834 sqft · built 1980 |
| Lot Size | 0.114 acres (4,957 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $191,000 (Sep 2009) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-402-06-00 |
| Primary APN | 161-402-06-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 834 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,957 sqft (0.114 acres) |
| Lot Dimensions | 90 ft deep x 55 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1346 PANORAMA RIDGE RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 596 TR 008882 |
| Legal Subdivision | PEACOCK HILLS |
| Legal Tract | 008882 |
| Legal Block | 3 |
| Legal Lot Number | 596 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
1346 Panorama Ridge Rd is owner-occupied and held in a trust since September 2009.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1346 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2009 · Amount on File |
| Deed Sale | Sep 30, 2009 · Amount on File |
| Prior Sale | Sep 1, 2009 · Amount on File |
| Deed Document Number | 2009541458 |
| Prior Transfer Date | Feb 14, 2001 |
| Prior Transfer Doc | 0000897588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1346 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1346 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215 |
| Document Number | 0000644708 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020-0644708 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 1346 Panorama Ridge Rd was $2,775.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $251,463 (+2%) Land $184,322 Building $67,141 | |
| 2025 | $2,775.00 Homeowner's exemption | $246,533 Land $180,708 Building $65,825 |
| 2023 | $2,553.00 (+0.31%) Homeowner's exemption | $236,962 Land $173,692 Building $63,270 |
| 2022 | $2,545.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1346 Panorama Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1346 Panorama Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: San Diego Broadband, T-Mobile.
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