13456 Cathedral Ln, Silverhill, AL 36576 Property Records

Baldwin County property record for 13456 Cathedral Ln, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,938 sqft · built 2008
Lot Size	0.392 acres (17,084 sqft)
Owner	Individual Name on Record
Tax Bill	$574 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-04-17-0-000-033.030`

Property Details

APN / Parcel Number

Primary APN	`47-04-17-0-000-033.030`
Alternative APNs	`279914` `264057`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,938 sqft Heated Area
1st Floor Area	1,938 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,084 sqft (0.392 acres)
Lot Dimensions	186 ft deep x 91.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	264057
Street Address	13456 CATHEDRAL LN
City	SILVERHILL
State	AL
Zip	36576-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	91.7' X 186.3' IRR LOT 26 AUGUSTA PLACE SUB SLIDE 2261-C SEC 17-T6S-R3E (QCD) IN#1144957 IN#1376507
Legal Subdivision	AUGUSTA PLACE
Legal Lot Number	26
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	1
Census Block	1044
Census Tract	10907

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13456 CATHEDRAL LN, SILVERHILL, AL 36576-3153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 25, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2013
Deed Sale	Jan 3, 2013
Prior Sale	Oct 17, 2008
Deed Document Number	20131376507
Prior Transfer Date	Dec 12, 2012
Prior Transfer Doc	0001376507
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Jun 24, 2026
Property Address	13456 CATHEDRAL LN, SILVERHILL, AL 36576-3153
Document Number	0002261824
Instrument Date	Jun 16, 2026
Instrument	20262261824
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13456 CATHEDRAL LN, SILVERHILL, AL 36576-3153
Investor	Possibly a Property Investor

Mortgage

Document Number	0002261824,
Date	Jun 24, 2026
Instrument	20262261824

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	13456 CATHEDRAL LN, SILVERHILL, AL 36576-3153
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001859369
Date	Sep 25, 2020
Instrument	1859369

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$574.00 (-2.88%) Homeowner's exemption Senior Citizen's exemption
2025	$591.00 (-17.34%)	$24,520 (-) Land $4,460 Building $20,060	$247,300 (+0.94%) Land $45,000 Building $202,300
2023	$715.00 (+15.88%) Homeowner's exemption	$24,520 (+14.69%)	$245,000 (+14.65%) Land $44,500 Building $200,500
2022	$617.00 (+30.17%) Homeowner's exemption	$21,380	$213,700 Land $24,400 Building $189,300
2021	$474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (2005–2020)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 11 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 85% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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