13409 Cathedral Ln, Silverhill, AL 36576 Property Records

Baldwin County property record for 13409 Cathedral Ln, Silverhill, AL 36576

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,820 sqft · built 2007
Lot Size0.365 acres (15,938 sqft)
OwnerIndividual Name on File
Tax Bill$705 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN47-04-17-0-000-033.007

Property Details

APN / Parcel Number

Primary APN47-04-17-0-000-033.007
Alternative APNs
  • 279891
  • 357502

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,820 sqft Heated Area
1st Floor Area1,820 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,938 sqft (0.365 acres)
Lot Dimensions142 ft deep x 112 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number357502
Street Address13409 CATHEDRAL LN
CitySILVERHILL
StateAL
Zip36576-3151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description112' X 142.3' IRR LOT 5 AUGUSTA PLACE SUB SLIDE 2261-C SEC 17-T6S-R3E (WD/SURVIVORSHIP)
Legal SubdivisionAUGUSTA PLACE
Legal Lot Number5
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group1
Census Block1044
Census Tract10907

Owner

Source: Baldwin County records · APN 47-04-17-0-000-033.007

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13409 CATHEDRAL LN, SILVERHILL, AL 36576-3151
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 26, 2020Deed of Trust, Mortgage · FHA Mortgage
BANK OF ENGLAND
Mar 04, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2019
Deed SaleMar 04, 2019
Prior SaleSep 10, 2010 · Amount on Record
Deed Document Number20191746176
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address13409 CATHEDRAL LN, SILVERHILL, AL 36576-3151
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001948207
DateOct 01, 2021
Instrument1948207
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address13409 CATHEDRAL LN, SILVERHILL, AL 36576-3151
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001853154
DateAug 26, 2020
Instrument1853154
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMar 04, 2019
Property Address13409 CATHEDRAL LN, SILVERHILL, AL 36576-3151
Document Number0001746176
Instrument DateFeb 28, 2019
Instrument1746176
Transaction TypeTransfer
Record UpdatedMar 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address13409 CATHEDRAL LN SILVERHILL AL 365763151, SILVERHILL, AL 36576-3151

Mortgage

Document Number1746177
DateMar 04, 2019
Instrument1746177
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 03, 2049

Mortgage

Document Number1746178,
DateMar 04, 2019
Instrument1746178
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
AmountAmount Recorded
Term360 Months
DueMar 03, 2049

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$705.00 (+1.29%)$23,880 (-0.17%) Land $4,500 Building $19,380$238,800 (-0.13%) Land $45,000 Building $193,800
2023$696.00 (+16%) Homeowner's exemption$23,920 (+14.89%)$239,100 (+14.9%) Land $44,500 Building $194,600
2022$600.00 (+30.15%) Homeowner's exemption$20,820$208,100 Land $24,400 Building $183,700
2021$461.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), as of September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030109071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims19 (2005–2020)
Claims Outside the SFHA2 of 19
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 11 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 85% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Telapex
Fiber
8,000 / 8,000
Starlink
Satellite
280 / 30

Based on FCC filings for 39 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AL0000035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FAIRHOPE
serves 59,850 people
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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