Yellowstone County property record for 1345 W 12th St, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 1988 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,318 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage May 2022 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | 000D02549A |
| Primary APN | 000D02549A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| 2nd Floor Area | 616 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft |
| View / Lot | Rural |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 176 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Greenhouse | 880 sqft |
| Pole Barn | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1345 W 12TH ST |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S05, T02 S, R24 E, C.O.S. 2499M, PARCEL 1 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Tract | 1 |
| Legal Block | 1 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1901 |
1345 W 12th St is owned and occupied by an individual who acquired it in September 2022.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1345 W 12TH ST, LAUREL, MT 59044-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK |
| May 9, 2022 | Deed of Trust, Mortgage · Line of Credit YELLOWSTONE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 7, 2022 |
| Transfer Doc | 0004028974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1345 W 12TH ST, LAUREL, MT 59044-1647 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0004031191 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 4031191 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1345 W 12TH ST, LAUREL, MT 59044-1647 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1345 W 12TH ST, LAUREL, MT 59044-1647 |
| Document Number | 0004016583 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 4016583 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MT 59044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Nov 5, 2022 |
The 2025 property tax bill for 1345 W 12th St was $2,318, down 12.8% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,300 (-) Land $176,206 Building $347,094 | $523,300 (-) Land $176,206 Building $347,094 | |
| 2025 | $2,318.00 (-12.79%) | $523,300 Land $176,206 Building $347,094 | $523,300 Land $176,206 Building $347,094 |
| 2024 | $2,658.00 (+4.44%) | ||
| 2023 | $2,545.00 | $401,800 | $401,800 Land $117,360 Building $284,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1345 W 12th St in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1345 W 12th St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 52% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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