Yellowstone County property record for 1302 W 12th St, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,915 sqft · built 1983 |
| Lot Size | 0.244 acres (10,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,100 (Aug 2018) |
| Tax Bill | $2,288 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B026040 |
| Primary APN | 000B026040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,915 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 907 sqft |
| Unfinished Basement | 101 sqft |
| Family Room | Family Room |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,632 sqft (0.244 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1302 W 12TH ST |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | CHERRY HILL SUBD 2ND FILING, S08, T02 S, R24 E, BLOCK 10, LOT 13 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | CHERRY HILL SUBD 2ND FILING |
| Legal Block | 10 |
| Legal Lot Number | 13 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1901 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1302 W 12TH ST, LAUREL, MT 59044-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage LITTLE HORN STATE BK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Prior Sale | Jul 31, 2009 · Amount on Record |
| Deed Document Number | 20183860014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1302 W 12TH ST, LAUREL, MT 59044-1646 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003860015 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 000003860015 |
| Name | LITTLE HORN STATE BK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1302 W 12TH ST, LAUREL, MT 59044-1646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003956660 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 3956660 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,400 (-) Land $81,532 Building $248,868 | $330,400 (-) Land $81,532 Building $248,868 | |
| 2025 | $2,288.00 (-15.48%) | $330,400 (+22.19%) Land $81,532 Building $248,868 | $330,400 (+22.19%) Land $81,532 Building $248,868 |
| 2024 | $2,707.00 (+25.73%) | ||
| 2023 | $2,153.00 | $270,400 | $270,400 Land $74,945 Building $195,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 44% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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