1345 Saint Davids Ln, Vero Beach, FL 32967 Property Records

Indian River County property record for 1345 Saint Davids Ln, Vero Beach, FL 32967

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,581 sqft · built 1991
Lot Size0.068 acres (2,971 sqft)
OwnerCompany Name on Record
Last Sale$395,000 (Jul 2025)
Tax Bill$6,188 (2025)
Deeds & MortgagesApr 2026 Sale
Nov 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN32-39-23-00006-0000-00088.0

Property Details

APN / Parcel Number

Primary APN32-39-23-00006-0000-00088.0
Alternative APN
  • 48439

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,581 sqft Living Area
1st Floor Area1,581 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Lot Area2,971 sqft (0.068 acres)

Location & Zoning

Street Address1345 SAINT DAVIDS LN
CityVERO BEACH
StateFL
Zip32967-7240
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionGRAND HARBOR-PLAT 7-ST DAVIDS ISLAND UNIT 88 PBI 13-61
Legal Range39E
Legal Township32S
Legal Section23
Legal SubdivisionGRAND HARBOR PLAT 7 ST DAVIDS ISLAND
Legal Lot Number88
Legal Unit88
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2007
Census Tract50306

Owner

Source: Indian River County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2229 FALLS CIR, VERO BEACH, FL 32967-7059
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Warranty Deed, Transfer
HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW
Nov 8, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 9, 2018Warranty Deed, Transfer
OCEANSIDE TITLE AND ESCROW
Jan 4, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2025 · Amount on Record
Deed SaleJul 1, 2025 · Amount on Record
Prior SaleNov 8, 2022 · Amount on Record
Deed Document Number202532523
Deed Book / Page3786 / 2435
Prior Transfer DateDec 12, 2016
Prior Transfer Doc0029921248
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 6, 2026
Property Address1345 SAINT DAVIDS LN, VERO BEACH, FL 32967-7240
Document Number0000015711
Book / Page3850 / 383
Instrument DateApr 1, 2026
Instrument202615711
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyHARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address2229 FALLS CIR, VERO BEACH, FL 32967-7059

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 8, 2022
Property Address1345 SAINT DAVIDS LN, VERO BEACH, FL 32967-7240
Document Number0035821820
Book / Page3582 / 1820
Map ReferenceMB 13 PG 61&61A
Instrument DateNov 4, 2022
Instrument3120220066160
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyOCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1213 PALADIN LN, 1213, AMBLER, PA 19002-1533

Transferred To (Grantee/Buyer)

NameVerified Name
Address1345 SAINT DAVIDS LN, VERO BEACH, FL 32967-7240

Mortgage

Document Number0035821824
DateNov 8, 2022
Instrument3582/1824
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2037

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 9, 2018
Property Address1345 SAINT DAVIDS LN, VERO BEACH, FL 32967-7240
Document Number0031151057
Book / Page003115 / 001057
Instrument DateMay 9, 2018
Instrument28653
Transaction TypeTransfer
Record UpdatedMay 18, 2018
Title CompanyOCEANSIDE TITLE AND ESCROW

Transaction

AmountAmount Recorded
Tax$1,995.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1213 PALADIN LN AMBLER PA 190021533, AMBLER, PA 19002-1533

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 4, 2017
Property Address1345 SAINT DAVIDS LN, VERO BEACH, FL 32967-7240
Document Number0029921248
Book / Page002992 / 001248
Instrument DateDec 12, 2016
Instrument498
Transaction TypeTransfer
Record UpdatedJan 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1345 SAINT DAVIDS LN VERO BEACH FL 329677240, VERO BEACH, FL 32967-7240

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,188.00 (-0.69%)$417,576 (-5%) Building $417,576$417,576 (-5%) Building $417,576
2023$6,231.00 (+64.36%)$439,554 (+58.96%) Building $439,554$439,554 (+58.96%) Building $439,554
2022$3,791.00$276,518 Building $276,518$276,518 Building $276,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies805 units insured
incl. 536 condo units
Nearby Flood Claims44 (2004–2017)
Claims Outside the SFHA36 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 19 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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