1325 Saint Davids Ln, Vero Beach, FL 32967 Property Records

Indian River County property record for 1325 Saint Davids Ln, Vero Beach, FL 32967

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,785 sqft · built 1991
Lot Size	0.077 acres (3,337 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jan 2021)
Tax Bill	$4,413 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-39-23-00006-0000-00090.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-23-00006-0000-00090.0`
Alternative APN	`48441`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	3,337 sqft (0.077 acres)
Porch	Screened Porch

Location & Zoning

Street Address	1325 SAINT DAVIDS LN
City	VERO BEACH
State	FL
Zip	32967-7240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GRAND HARBOR-PLAT 7-ST DAVIDS ISLAND UNIT 90 PBI 13-61
Legal Range	39E
Legal Township	32S
Legal Section	23
Legal Subdivision	GRAND HARBOR PLAT 7 ST DAVIDS ISLAND
Legal Unit	90
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2007
Census Tract	50306

Owner

Source: Indian River County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1325 SAINT DAVIDS LN, VERO BEACH, FL 32967-7240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Apr 13, 2015 · Amount on Record
Deed Document Number	2021133
Deed Book / Page	3374 / 933
Prior Transfer Date	Jun 21, 2010
Prior Transfer Doc	0024271207
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 4, 2021
Property Address	1325 SAINT DAVIDS LN, VERO BEACH, FL 32967-7240
Document Number	0033740935
Book / Page	003374 / 000935
Instrument Date	Dec 17, 2020
Instrument	133
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1325 SAINT DAVIDS LN VERO BEACH FL 329677240, VERO BEACH, FL 32967-7240

Mortgage

Document Number	33740936
Date	Jan 4, 2021
Book Page	003374/000936
Instrument	134

Lender

Name	CITY NAT'L BK/FL
Type	Bank
Address	MIAMI, FL 33131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,413.00 (+10.8%) Homeowner's exemption Widower's exemption	$336,468 (+5.99%)	$465,441 (-5%) Building $465,441
2023	$3,983.00 (+2.6%)	$317,461 (+3%)	$489,938 (+58.96%) Building $489,938
2022	$3,882.00	$308,215 Building $308,215	$308,215 Building $308,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	805 units insured incl. 536 condo units
Nearby Flood Claims	44 (2004–2017)
Claims Outside the SFHA	36 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 19 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20