1345 Harness Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1345 Harness Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,114 sqft · built 1940
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Oct 2020 Sale Feb 2020 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222.104.00000050`

Property Details

APN / Parcel Number

Primary APN	`222.104.00000050`
Alternative APN	`2221040 050`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,114 sqft Living Area
1st Floor Area	1,914 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	43,560 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Enclosed Frame Porch
Porch Area	610 sqft
Patio Area	680 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1345 HARNESS RD
City	FESTUS
State	MO
Zip	63028-5434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT LOT 1 NE1/4
Legal Range	6E
Legal Township	39N
Legal Section	04
Legal Subdivision	PINE VLY ACRES
Legal Block	3
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3030
Census Tract	701404

Owner

1345 Harness Rd is owned and occupied by an individual who acquired it in October 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1345 HARNESS RD, FESTUS, MO 63028-5434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Grant Deed, Transfer ATTORNEY ONLY
Feb 4, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Apr 24, 2017	Warranty Deed, Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020
Deed Sale	Oct 29, 2020
Prior Sale	Feb 4, 2020
Deed Document Number	202041182
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 29, 2020
Property Address	1345 HARNESS RD, FESTUS, MO 63028-5434
Document Number	0000041182
Instrument Date	Mar 3, 2020
Instrument	41182
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 4, 2020
Property Address	1345 HARNESS RD, FESTUS, MO 63028-5434
Document Number	0000004265
Instrument Date	Jan 8, 2020
Instrument	4265
Transaction Type	Foreclosure
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1345 HARNESS RD FESTUS MO 630285434, FESTUS, MO 63028-5434
Investor	Possibly a Property Investor

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 24, 2017
Property Address	1345 HARNESS RD, FESTUS, MO 63028-5434
Document Number	0000012055
Instrument Date	Apr 13, 2017
Instrument	12055
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1345 HARNESS RD FESTUS MO 630285434, FESTUS, MO 63028-5434

Mortgage

Document Number	12056
Date	Apr 24, 2017
Instrument	12056

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	LIBERTY, MO 64068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1345 Harness Rd was $1,111.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,500 (-) Land $1,300 Building $16,200	$92,100 Land $6,600 Building $85,500
2025	$1,111.00	$17,500 Land $1,300 Building $16,200
2024			$92,100 (+53.5%) Land $6,600 Building $85,500
2023	$728.00	$11,400 Land $700 Building $10,700	$60,000 Land $3,500 Building $56,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1345 Harness Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1345 Harness Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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