1345 E Nicolet St, Banning, CA 92220 Property Records

Riverside County property record for 1345 E Nicolet St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 924 sqft · built 1981
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Dec 2014)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`541-093-010`

Property Details

APN / Parcel Number

Primary APN	`541-093-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,475 sqft
1st Floor Area	924 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1345 E NICOLET ST
City	BANNING
State	CA
Zip	92220-5770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 22 MB 016/057 COOKS FIRST SUB
Legal Subdivision	COOKS FIRST SUB
Legal Lot Number	22
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4009
Census Tract	44200

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1345 E NICOLET ST, BANNING, CA 92220-5770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jul 20, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Mar 6, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Mar 28, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2014 · Amount on Record
Deed Sale	Dec 29, 2014 · Amount on Record
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	2014495864
Prior Transfer Date	Apr 14, 1994
Prior Transfer Doc	0000168243
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1345 E NICOLET ST, BANNING, CA 92220-5770
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 E NICOLET ST, BANNING, CA 92220-5770

Mortgage

Document Number	0000035500
Date	Feb 7, 2024
Instrument	2024-0035500

Lender

Name	M & T BANK
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Oct 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1345 E NICOLET ST, BANNING, CA 92220-5770
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 E NICOLET ST, BANNING, CA 92220-5770

Mortgage

Document Number	0000211077
Date	Jul 20, 2023
Instrument	2023-0211077

Lender

Name	M & T BANK
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2051

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	1345 E NICOLET ST, BANNING, CA 92220-5770
Document Number	0000108404
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 29, 2018
Title Company	TITLE365-NATIONAL SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 E NICOLET ST BANNING CA 922205770, BANNING, CA 92220-5770

Mortgage

Document Number	0000108404
Date	Mar 22, 2018
Instrument	108404

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Interest

Rate	4.25%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	1345 E NICOLET ST, BANNING, CA 92220-5770
Document Number	0000199793
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 E NICOLET ST BANNING CA 922205770, BANNING, CA 92220-5770

Mortgage

Document Number	0000199793
Date	May 18, 2017
Instrument	199793

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,318 (+2%) Land $19,608 Building $142,710
2025	$2,251.00 (+2.18%)	$159,136 (+4.04%) Land $19,224 Building $139,912
2023	$2,203.00 (+2.09%)	$152,959 Land $18,479 Building $134,480
2022	$2,158.00
2021			$211,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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