1292 E Nicolet St, Banning, CA 92220 Property Records

Riverside County property record for 1292 E Nicolet St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,193 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jul 2009)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`541-132-003`

Property Details

APN / Parcel Number

Primary APN	`541-132-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,193 sqft Living Area
Gross Area	1,665 sqft
1st Floor Area	1,193 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1292 E NICOLET ST
City	BANNING
State	CA
Zip	92220-5769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 6 MB 019/046 ESPINOSA SUB UNIT 2
Legal Subdivision	ESPINOSA SUB UNIT 2
Legal Lot Number	6
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4011
Census Tract	44200

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1292 E NICOLET ST, BANNING, CA 92220-5769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Jul 21, 2021	Intrafamily Transfer, Transfer
Oct 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2009 · Amount on Record
Deed Sale	Jul 13, 2009 · Amount on Record
Prior Sale	Mar 3, 2009 · Amount on Record
Deed Document Number	2009359219
Last Transfer Date	Jul 8, 2021
Transfer Doc	0000437453
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1292 E NICOLET ST, BANNING, CA 92220-5769
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 E NICOLET ST, BANNING, CA 92220-5769

Mortgage

Document Number	0000265034
Date	Sep 7, 2023
Instrument	2023-0265034

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	LA MIRADA, CA 90638

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 21, 2021
Property Address	1292 E NICOLET ST, BANNING, CA 92220-5769
Document Number	0000437453
Map Reference	MB 19 PG 46
Instrument Date	Jul 8, 2021
Instrument	2021-0437453
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1292 E NICOLET ST, BANNING, CA 92220-5769

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 16, 2017
Property Address	1292 E NICOLET ST, BANNING, CA 92220-5769
Document Number	0000428901
Instrument Date	Oct 9, 2017
Instrument	428901
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1292 E NICOLET ST BANNING CA 922205769, BANNING, CA 92220-5769

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,904 (+2%) Land $27,060 Building $286,844
2025	$4,290.00 (+2.12%)	$307,750 (+4.04%) Land $26,530 Building $281,220
2023	$4,201.00 (+2.11%)	$295,800 Land $25,500 Building $270,300
2022	$4,114.00
2021			$237,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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