1345 Cole St, Birmingham, MI 48009 Property Records

Oakland County property record for 1345 Cole St, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,179 sqft · built 1952
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Sep 2020)
Tax Bill$6,210 (2025)
Deeds & MortgagesSep 2020 Sale
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-20-31-154-044

Property Details

APN / Parcel Number

Primary APN08-20-31-154-044

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,179 sqft Living Area
1st Floor Area750 sqft
Basement Area750 sqft
Unfinished Basement750 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2004
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide

Exterior Amenities

PorchSlab
Porch Area62 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1345 COLE ST
CityBIRMINGHAM
StateMI
Zip48009-7048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 222
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number222
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2028
Census Tract152900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1345 COLE ST, BIRMINGHAM, MI 48009-7048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Warranty Deed, Transfer
INTERSTATE TITLE INC
Nov 1, 2017Warranty Deed, Transfer · Conventional Mortgage
MAIN STREET BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleNov 1, 2017 · Amount on Record
Deed Document Number2020192703
Deed Book / Page54868 / 53
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 22, 2020
Property Address1345 COLE ST, BIRMINGHAM, MI 48009-7048
Document Number0000192703
Book / Page54868 / 53
Map ReferenceLB 27 PG 5
Instrument DateSep 14, 2020
Instrument192703
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyINTERSTATE TITLE INC

Transaction

AmountAmount Recorded
Tax$3,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1345 COLE ST, 1345, BIRMINGHAM, MI 48009-7048

Transferred To (Grantee/Buyer)

NameVerified Name
Address1345 COLE ST, BIRMINGHAM, MI 48009-7048

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 1, 2017
Property Address1345 COLE ST, BIRMINGHAM, MI 48009-7048
Document Number0000202599
Book / Page51242 / 00648
Map ReferenceLB 27 PG 5
Instrument DateOct 16, 2017
Instrument202599
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,674.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1345 COLE ST, 1345, BIRMINGHAM, MI 48009-7048

Transferred To (Grantee/Buyer)

NameVerified Name
Address1345 COLE ST, BIRMINGHAM, MI 48009-7048

Mortgage

Document Number0000202600
DateNov 1, 2017
Instrument202600
Lender
NameMAIN STREET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,210.00 (-9.78%) Homeowner's exemption$201,090 (+18.34%)$402,180 (+18.34%)
2024$6,883.00 (+8.07%)
2023$169,920$339,840
2021$6,369.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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