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1327 Cole St, Birmingham, MI 48009 Property Records

Oakland County property record for 1327 Cole St, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,697 sqft · built 2016
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$730,000 (Oct 2017)
Tax Bill$13,506 (2025)
Deeds & MortgagesApr 2026 Transfer
Apr 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-20-31-154-042

Property Details

APN / Parcel Number

Primary APN08-20-31-154-042

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories3 Stories
Building Area2,697 sqft Living Area
1st Floor Area739 sqft
Basement Area493 sqft
Finished Basement493 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area131 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1327 COLE ST
CityBIRMINGHAM
StateMI
Zip48009-7048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 224
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number224
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2028
Census Tract152900

Owner

Source: Oakland County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1327 COLE ST, BIRMINGHAM, MI 48009-7048
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 1, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Oct 6, 2017Warranty Deed, Transfer · Conventional Mortgage
STAUNTON FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2017 · Amount on Record
Deed SaleOct 6, 2017 · Amount on Record
Prior SaleApr 21, 2015 · Amount on Record
Deed Document Number2017186016
Deed Book / Page51151 / 363
Last Transfer DateFeb 24, 2026
Transfer Doc20260038700
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateApr 1, 2026
Property Address1327 COLE ST, BIRMINGHAM, MI 48009-7048
Document Number0000038700
Book / Page61065 / 856
Instrument DateFeb 24, 2026
Instrument2026.38700
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1327 COLE ST, BIRMINGHAM, MI 48009-7048

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateApr 1, 2026
Property Address1327 COLE ST, BIRMINGHAM, MI 48009-7048
Document Number20260038700
Book / Page61065 / 856
Instrument DateFeb 24, 2026
Instrument202638700
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1327 COLE ST, BIRMINGHAM, MI 48009-7048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1327 COLE ST, BIRMINGHAM, MI 48009-7048
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 COLE ST, BIRMINGHAM, MI 48009-7048

Mortgage

Document Number0000204926
DateOct 6, 2020
Book Page54947/491
Instrument204926
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2040

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 6, 2017
Property Address1327 COLE ST, BIRMINGHAM, MI 48009-7048
Document Number0000186016
Book / Page51151 / 00363
Map ReferenceLB 27 PG 5
Instrument DateSep 29, 2017
Instrument186016
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyBANKERS TITLE SETTLEMENT SER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,278.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9675 NORTHWEST CT, 9675, CLARKSTON, MI 48346-1744

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 COLE ST, BIRMINGHAM, MI 48009-7048

Mortgage

Document Number0000186017
DateOct 6, 2017
Instrument186017
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,506.00 (-9.78%) Homeowner's exemption$473,720 (+16.91%)$947,440 (+16.91%)
2024$14,970.00 (+9.29%)
2023$405,210$810,420
2021$13,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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