13446 N Freight Train Ct, Rathdrum, ID 83858 Property Records

Kootenai County property record for 13446 N Freight Train Ct, Rathdrum, ID 83858

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,785 sqft · built 2016
Lot Size0.371 acres (16,161 sqft)
OwnerIndividual Name on Record
Tax Bill$2,220 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Aug 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNRL0430020130

Property Details

APN / Parcel Number

Primary APNRL0430020130
Alternative APN
  • 332957

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,785 sqft Living Area

Exterior

Year BuiltBuilt 2016
Construction TypeFrame
Foundation TypeConcrete
Lot Area16,161 sqft (0.371 acres)
Garage TypeAttached
Garage Area808 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number332957
Street Address13446 N FREIGHT TRAIN CT
CityRATHDRUM
StateID
Zip83858-0077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH RANCH AT CORBIN CROSSING 3RD ADD, LT 13 BLOCK 2 0551N04W
Legal SubdivisionNORTH RANCH AT CORBIN CROSSING 3RD ADD
Legal Block2
Legal Lot Number13
JurisdictionKOOTENAI ID
Township / Civil DivisionPOST FALLS-RATHDRUM
Census Block Group2
Census Block2006
Census Tract303

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13446 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0077
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2017Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU
Aug 26, 2019Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN TITLE INSURANCE
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPOKANE TEACHERS CU
Mar 26, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2016
Deed SaleNov 15, 2016
Prior SaleNov 15, 2016
Deed Document Number2571667000
Last Transfer DateMar 26, 2024
Transfer Doc2964034000
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address13446 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0077
Transaction TypeMortgage
Record UpdatedApr 15, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2610545000
DateSep 6, 2017
Instrument2610545000
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address13446 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0077
Transaction TypeMortgage
Record UpdatedApr 15, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2708813000
DateAug 26, 2019
Instrument2708813000
Lender
NameFIRST AMERICAN TITLE INSURANCE
TypeInsurance Company
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address13446 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0077
Transaction TypeMortgage
Record UpdatedApr 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2853513000
DateAug 18, 2021
Instrument2853513000
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address13446 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0077
Transaction TypeMortgage
Record UpdatedApr 15, 2024
Title CompanyTITLEONE BOISE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2842129000
DateJun 24, 2021
Instrument2842129000
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKOOTENAI ID
Recording DateMar 26, 2024
Property Address13446 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0077
Document Number2964034000
Map ReferenceMB L PG 43
Instrument DateMar 19, 2024
Instrument2964034000
Transaction TypeTransfer
Record UpdatedApr 15, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address13446 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0077

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
MunicipalityRathdrum City
Unified School DistrictLakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,220.00 (+2.68%) Homeowner's exemption$555,100 (+4.86%) Land $175,000 Building $380,100$555,100 (+4.86%) Land $175,000 Building $380,100
2024$2,162.00 (+8.64%)
2023$1,990.00 (-32.82%) Homeowner's exemption$529,390 (-13.25%) Land $175,000 Building $354,390$529,390 (-13.25%) Land $175,000 Building $354,390
2022$2,962.00 Homeowner's exemption$610,268 Land $185,000 Building $425,268$610,268 Land $185,000 Building $425,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Ziply Fiber
Fiber
6,000 / 6,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Intermax Networks
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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