13381 N Freight Train Ct, Rathdrum, ID 83858 Property Records

Kootenai County property record for 13381 N Freight Train Ct, Rathdrum, ID 83858

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,504 sqft · built 2016
Lot Size0.371 acres (16,161 sqft)
OwnerIndividual Name on File
Tax Bill$2,389 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNRL0430020060

Property Details

APN / Parcel Number

Primary APNRL0430020060
Alternative APN
  • 332950

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,504 sqft Living Area

Exterior

Year BuiltBuilt 2016
Construction TypeFrame
Foundation TypeConcrete
Lot Area16,161 sqft (0.371 acres)
Garage TypeAttached
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number332950
Street Address13381 N FREIGHT TRAIN CT
CityRATHDRUM
StateID
Zip83858-0060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH RANCH AT CORBIN CROSSING 3RD ADD, LT 6 BLOCK 2 0551N04W
Legal SubdivisionNORTH RANCH AT CORBIN CROSSING 3RD ADD
Legal Block2
Legal Lot Number6
JurisdictionKOOTENAI ID
Township / Civil DivisionPOST FALLS-RATHDRUM
Census Block Group2
Census Block2006
Census Tract303

Owner

13381 N Freight Train Ct is owned and occupied by an individual who acquired it in September 2020.

Source: Kootenai County records, as of December 1, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address13381 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0060
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2018Deed of Trust, Mortgage · Line of Credit
NUMERICA CU
Sep 18, 2020Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2020
Deed SaleSep 18, 2020
Prior SaleJun 29, 2016
Deed Document Number2778419000
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address13381 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0060
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2658637000
DateAug 27, 2018
Instrument2658637000
Lender
NameNUMERICA CU
TypeCredit Union
AddressVERADALE, WA 99037
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueSep 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOOTENAI ID
Recording DateSep 18, 2020
Property Address13381 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0060
Document Number2778419000
Map ReferenceMB L PG 43
Instrument DateSep 16, 2020
Instrument2778419000
Transaction TypeTransfer
Record UpdatedFeb 17, 2022
Title CompanyALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13381 N FREIGHT TRAIN CT, RATHDRUM, ID 83858-0060

Mortgage

Document Number2778420000
DateSep 18, 2020
Instrument2778420000
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13381 N Freight Train Ct was $2,389 with a homeowner's exemption, up 2.4% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
MunicipalityRathdrum City
Unified School DistrictLakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,389.00 (+2.4%) Homeowner's exemption$589,583 Land $175,000 Building $414,583$589,583 Land $175,000 Building $414,583
2024$2,333.00 (+13.31%)
2023$2,059.00 (-32.84%) Homeowner's exemption$544,020 (-13.35%) Land $175,000 Building $369,020$544,020 (-13.35%) Land $175,000 Building $369,020
2022$3,066.00 Homeowner's exemption$627,824 Land $185,000 Building $442,824$627,824 Land $185,000 Building $442,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13381 N Freight Train Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13381 N Freight Train Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Ziply Fiber
Fiber
6,000 / 6,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Intermax Networks
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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