13444 Kitty Fork Rd, Orlando, FL 32828 Property Records

Orange County property record for 13444 Kitty Fork Rd, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,197 sqft · built 2003
Lot Size	0.173 acres (7,521 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Mar 2022)
Tax Bill	$6,393 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-22-31-0892-00-750`

Property Details

APN / Parcel Number

Primary APN	`23-22-31-0892-00-750`
Alternative APNs	`312223089200750` `605566` `611820` `616624`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,197 sqft Living Area
Gross Area	2,925 sqft
1st Floor Area	2,197 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,521 sqft (0.173 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13444 KITTY FORK RD
City	ORLANDO
State	FL
Zip	32828-6189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BRIDGE WATER PHASE 2 43/145 LOT 75
Legal Range	31E
Legal Township	22S
Legal Section	23
Legal Subdivision	BRIDGE WATER PH 2
Legal Phase	2
Legal Tract	892
Legal Lot Number	75
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1008
Census Tract	16743

Owner

13444 Kitty Fork Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13444 KITTY FORK RD, ORLANDO, FL 32828-6189
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Nov 3, 2003 · Amount on File
Deed Document Number	2022205314
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 30, 2022
Property Address	13444 KITTY FORK RD, ORLANDO, FL 32828-6189
Document Number	0000205314
Map Reference	MB 43 PG 145
Instrument Date	Mar 28, 2022
Instrument	20220205314
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3829 ALAFAYA HEIGHTS RD # RD125, 3829, ORLANDO, FL 32828-7544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13444 KITTY FORK RD, ORLANDO, FL 32828-6189

Mortgage

Document Number	0000205315
Date	Mar 30, 2022
Instrument	20220205315

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13444 KITTY FORK RD, ORLANDO, FL 32828-6189
Document Number	0000219764
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13444 KITTY FORK RD ORLANDO FL 328286189, ORLANDO, FL 32828-6189

Mortgage

Document Number	0000219764
Date	Apr 7, 2020
Instrument	219764

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13444 Kitty Fork Rd was $6,393, up 4.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,941 (+2.7%)	$417,460 (-1.36%) Land $60,000 Building $357,460
2025	$6,393.00 (+4.73%) Homeowner's exemption	$404,032	$423,200 Land $60,000 Building $363,200
2024	$6,104.00 (+7.16%)
2023	$5,696.00 (+126.21%) Homeowner's exemption	$381,209 (+113.74%) Land $60,000 Building $321,209	$381,209 (+15.02%) Land $60,000 Building $321,209
2022	$2,518.00 Homeowner's exemption	$178,348	$331,435 Land $60,000 Building $271,435

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13444 Kitty Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13444 Kitty Fork Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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