13440 Whitewater Dr, Poway, CA 92064 Property Records

San Diego County property record for 13440 Whitewater Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,454 sqft · built 1977
Lot Size	0.157 acres (6,852 sqft)
Owner	Individual Name on File
Last Sale	$576,000 (Jun 2015)
Tax Bill	$7,832 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`323-401-05-00`

Property Details

APN / Parcel Number

Primary APN	`323-401-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,454 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	6,852 sqft (0.157 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13440 WHITEWATER DR
City	POWAY
State	CA
Zip	92064-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 19 TR 007791
Legal Subdivision	WESTGATE POWAY
Legal Tract	007791
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17010

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13440 WHITEWATER DR, POWAY, CA 92064-5227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 29, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 4, 2015 · Amount on Record
Deed Sale	Jun 4, 2015 · Amount on Record
Prior Sale	Jun 4, 2009 · Amount on Record
Deed Document Number	2015286382
Last Transfer Date	Aug 21, 2020
Transfer Doc	0000485740
Record Updated	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2020
Property Address	13440 WHITEWATER DR, POWAY, CA 92064-5227
Document Number	0000485740
Map Reference	MAP 7791
Instrument Date	Aug 21, 2020
Instrument	2020-0485740
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13440 WHITEWATER DR, POWAY, CA 92064-5227

Mortgage

Document Number	0000485741
Date	Aug 26, 2020
Instrument	2020-0485741

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13440 WHITEWATER DR, POWAY, CA 92064-5227
Document Number	0000367040
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13440 WHITEWATER DR POWAY CA 920645227, POWAY, CA 92064-5227

Mortgage

Document Number	0000367040
Date	Aug 28, 2019
Instrument	367040

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13440 WHITEWATER DR, POWAY, CA 92064-5227
Document Number	0000050606
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13440 WHITEWATER DR POWAY CA 920645227, POWAY, CA 92064-5227

Mortgage

Document Number	0000050606
Date	Feb 8, 2018
Instrument	50606

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$705,977 (+2%) Land $409,642 Building $296,335
2025	$7,832.00 (+4.93%) Homeowner's exemption	$692,135 (+4.04%) Land $401,610 Building $290,525
2023	$7,464.00 (+1.7%) Homeowner's exemption	$665,261 Land $386,016 Building $279,245
2022	$7,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: San Diego Broadband, Verizon.

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