13432 Whitewater Dr, Poway, CA 92064 Property Records

San Diego County property record for 13432 Whitewater Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1977
Lot Size	0.153 acres (6,674 sqft)
Owner	2 Company Names on Record
Last Sale	$950,000 (Oct 2025)
Tax Bill	$3,475 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`323-401-04-00`

Property Details

APN / Parcel Number

Primary APN	`323-401-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,636 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Lot Area	6,674 sqft (0.153 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13432 WHITEWATER DR
City	POWAY
State	CA
Zip	92064-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 18 TR 007791
Legal Subdivision	WESTGATE POWAY
Legal Tract	007791
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17010

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15125 SADDLEBROOK LN, POWAY, CA 92064-6713
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Oct 17, 2025	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Jan 5, 1994 · Amount on Record
Deed Document Number	2025291664
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	0000013205
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 9, 2025
Property Address	13432 WHITEWATER DR, POWAY, CA 92064-5227
Document Number	0000347661
Map Reference	MAP 7791
Instrument Date	Dec 5, 2025
Instrument	2025-0347661
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	125 SADDLEBROOK LANE, POWAY, CA 92064

Mortgage

Document Number	0000347662
Date	Dec 9, 2025
Instrument	2025-0347662

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2025
Property Address	13432 WHITEWATER DR, POWAY, CA 92064-5227
Document Number	0000291664
Map Reference	MAP 7791
Instrument Date	Sep 11, 2025
Instrument	2025-0291664
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	125 SADDLEBROOKE LANE, POWAY, CA 92064

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$950,000 (+210.55%) Land $285,058 Building $664,942
2025	$3,475.00 (+4.95%) Homeowner's exemption	$305,908 (+4.04%) Land $91,791 Building $214,117
2023	$3,311.00 (+1.72%) Homeowner's exemption	$294,031 Land $88,228 Building $205,803
2022	$3,255.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: San Diego Broadband, Verizon.

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