Hamilton County property record for 1344 Duncan Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,844 sqft · built 1915 |
| Lot Size | 0.192 acres (8,407 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Dec 2017) |
| Tax Bill | $12,820 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0002-0063-00 |
| Primary APN | 046-0002-0063-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,844 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| 2nd Floor Area | 918 sqft |
| Attic | Attic |
| Attic Area | 441 sqft |
| Basement Area | 972 sqft |
| Year Built | Built 1915 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,407 sqft (0.192 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1344 DUNCAN AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1344 DUNCAN AVE 60 X 140 LOT 19 PT 20 CRYERS 2ND |
| Legal Subdivision | CRYERS |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4900 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1344 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Nov 4, 2020 | Deed of Trust, Mortgage · Line of Credit UNION SVGS |
| Nov 4, 2020 | Loan Modification, Mortgage · Conventional with PMI UNION SVGS BK/CT |
| Dec 12, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Dec 13, 2017 | Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on Record |
| Deed Sale | Dec 13, 2017 · Amount on Record |
| Prior Sale | Sep 25, 2012 · Amount on Record |
| Deed Document Number | 0000003247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1344 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1344 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000057062 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 14978/1295 |
| Instrument | 2023-0057062 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1344 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000085453 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 14015/00202 |
| Instrument | 2019-0085453 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1344 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000124960 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1344 DUNCAN AVE CINCINNATI OH 452082823, CINCINNATI, OH 45208-2823 |
| Document Number | 0000124960 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 014304/004190 |
| Instrument | 124960 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1344 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000120296 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1344 DUNCAN AVE CINCINNATI OH 452082823, CINCINNATI, OH 45208-2823 |
| Document Number | 0000120296 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 014296/001550 |
| Instrument | 120296 |
| Name | UNION SVGS BK/CT |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 15, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1344 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000000166 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1344 DUNCAN AVE CINCINNATI OH 452082823, CINCINNATI, OH 45208-2823 |
| Document Number | 0000000166 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 014075/009241 |
| Instrument | 166 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 13, 2017 |
| Property Address | 1344 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000003247 |
| Map Reference | MB 20 PG 82 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 17-0113247 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1344 DUNCAN AVE, CINCINNATI, OH 45208-2823 |
| Document Number | 0000003248 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 17-0113248 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,820.00 (+12.48%) | $208,282 (+9.12%) Land $96,537 Building $111,745 | |
| 2024 | $11,398.00 (-2.18%) | $190,869 (-) Land $96,537 Building $94,332 | |
| 2023 | $11,652.00 (+0.88%) | $190,869 (+12.44%) Land $96,537 Building $94,332 | $595,090 (+22.7%) Land $275,820 Building $319,270 |
| 2022 | $11,550.00 Homeowner's exemption | $169,751 Land $70,494 Building $99,257 | |
| 2020 | $485,000 Land $201,410 Building $283,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2026) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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